David Ramirez
$539,9004 bd3 ba2,027 sqft$266 /sqft$4,522 /mo all-in ↓

157 WANDERING WETLANDS CIRCLE, BRADENTON, FL, 34212

Active97 days on marketListed Apr 24, 2026MLS #A4690847

Single Family ResidenceRIVER STRAND

About this home

157 WANDERING WETLANDS CIRCLE

What if your next home came with ample space to live and a resort lifestyle right outside your door. This home in River Strand Golf and Country Club in Heritage Harbour deserves your attention. The thoughtfully designed residence features an open floor plan ideal for entertaining. The kitchen with custom woodwork and backsplash overlooks the dining and great rooms. A den with double doors is versatile and the perfect spot for a private office, study, or a flex room suit your needs. Hardwood floors add warmth to the main living areas and den. Upgrades include added base and crown molding, newer carpet in bedrooms, custom closets in a guest bedroom and hall, a motorized sunshade, and a NEW AIR CONDITIONER installed in March 2026. Bedrooms are split offering true privacy. The primary bedroom comes with two walk-in closets and large bath with soaking tub, separate shower and private commode. Guest bedrooms have their own full baths, one with a walk-in shower with frameless glass doors. Set on a desirable lot with tranquil green space views, this home offers added privacy with no neighbors to one side and off the rear lanai. Beyond the home itself, the community delivers a true resort-style experience with amenities that appeal to a wide range of interests. Enjoy multiple pools, state-of-the-art fitness centers, pickleball and tennis courts, and a full calendar of social activities. Golf enthusiasts will appreciate the flexibility of pay-per-play access upon availability for Social Members offering the enjoyment of the game without full-time commitment and expense. Just completed is a multi-million dollar renovation of the Clubhouse, Dining Venues and outdoor Terrace. A 24-hour guard gated entrance with roving security adds to peace of mind. An urgent care center is within Heritage Harbour. Also within Heritage Harbour the Marketplace continues to expand. Costco, Target, Hobby Lobby, Aldi and multiple restaurants are in place with much more to come. A short drive away are I-75, Lakewood Ranch, University Town Center and those inviting Gulf beaches.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,027

Sqft

0.17 ac

Lot size

2

Garage

2015

Year built

One

Levels

$266

Per sqft

Garden viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden
FacesNortheast
ParkingDriveway · Garage Door Opener · Ground Level · On Street
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$515/mo
Taxes (2026)$5,162/yr
PetsCats OK, Dogs OK, Yes
CommunityLake · Deed Restrictions · Dog Park · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Restaurant

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,522 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2026 actual bill$430
HOA fee — from the listing$515
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,897
Interest rate6.00%
Loan term

Estimated payment

$4,522/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$430
HOA / condo fee$515
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$398KedgeAI estimate $441,849 · range $415K$472K$561K

vs edgeAI estimate

+22.2%

$/sqft vs RIVER STRAND

$266 vs $285

Days on market

97 vs 53 typical

Where $266/sqft sits among the 8 homes for sale in RIVER STRAND

3
1
2 · this home
1
0
1
$205–234$234–263$263–292$292–321$321–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Map of 157 WANDERING WETLANDS CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

2 of 8

RIVER STRAND have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 24, 2026Listed at $539,900 · 97 days on market since
2015Built · RIVER STRAND

Reality check

What actually sold near 157 WANDERING WETLANDS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7140 MARSH VIEW TERRACESold · Feb ’26

$575,000

7140 MARSH VIEW TERRACE · same community

4 bd · 3 ba · 2,006 sqft · $287/sqft · 9 DOM

6904 GRAND ESTUARY TRAIL UNIT 102Sold · Jul ’26

$459,500

6904 GRAND ESTUARY TRAIL UNIT 102 · same community

3 bd · 2 ba · 2,108 sqft · $218/sqft · 36 DOM

6806 GRAND ESTUARY TRAIL UNIT 102Sold · Jan ’26

$383,000

6806 GRAND ESTUARY TRAIL UNIT 102 · same community

3 bd · 2 ba · 2,108 sqft · $182/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 157 WANDERING WETLANDS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 157 WANDERING WETLANDS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

157 WANDERING WETLANDS CIRCLE FAQs

What would the monthly payment be for 157 WANDERING WETLANDS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,522/mo — principal and interest, the actual property-tax bill, the $515/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 157 WANDERING WETLANDS CIRCLE?+

The association fee works out to $515 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 157 WANDERING WETLANDS CIRCLE?+

The most recent tax bill on record (2026) was $5,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 157 WANDERING WETLANDS CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $539,900, this home is listed about 36% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 157 WANDERING WETLANDS CIRCLE?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$539,900 runs 28% above the BRADENTON 34212 median — but at 2,027 sqft it's also 28% larger than the typical Bradenton listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $515/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Patti Reid. MLS #A4690847.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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