220 CAPE HARBOUR LOOP Unit 101, BRADENTON, FL, 34212
Active22 days on marketListed Jun 30, 2026MLS #A4698660
About this home
220 CAPE HARBOUR LOOP Unit 101
Virtually Staged. Freshly painted and move-in ready, this townhome in the Lighthouse Cove community at Heritage Harbour is priced to sell. Enjoy an open floor plan with a spacious living and dining combo downstairs, and generously sized bedrooms upstairs. The location is hard to beat, just minutes from I-75 with easy access to Costco, UTC Mall, Crunch Fitness, and an abundance of restaurants and retail. The community itself sits along the scenic 70-acre Beacon Lake, with walking and biking trails, a community pool, and Stoneybrook's 18-hole championship golf course nearby. Whether you're an investor, a vacation home buyer, or looking for a full-time residence, this is a rare opportunity at an aggressive price point.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,200
Sqft
1.75 ac
Lot size
2007
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,757 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,757/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs Bradenton actives
$171 vs $239
Days on market
22 vs 53 typical
Where $171/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Harbour
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Heritage Harbour — neighborhood snapshot
Population
6,256
Median age
51
Median income
$103,298
Median home value
$400,220
Avg household
2
Households w/ children
451
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 CAPE HARBOUR LOOP Unit 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$210,000
257 CAPE HARBOUR LOOP UNIT 101
3 bd · 2.5 ba · 1,200 sqft · $175/sqft · 2 DOM
Sold · Aug ’25$220,000
311 CAPE HARBOUR LOOP UNIT 101
3 bd · 2.5 ba · 1,200 sqft · $183/sqft · 4 DOM
Sold · Feb ’26$310,000
111 66TH STREET COURT E
3 bd · 2 ba · 1,203 sqft · $258/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 220 CAPE HARBOUR LOOP Unit 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 CAPE HARBOUR LOOP Unit 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
220 CAPE HARBOUR LOOP Unit 101 FAQs
What would the monthly payment be for 220 CAPE HARBOUR LOOP Unit 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,757/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 220 CAPE HARBOUR LOOP Unit 101?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 220 CAPE HARBOUR LOOP Unit 101?+
The most recent tax bill on record (2025) was $3,289. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 CAPE HARBOUR LOOP Unit 101?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $205,000, this home is listed about 48% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 220 CAPE HARBOUR LOOP Unit 101?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Brian Wacnik. MLS #A4698660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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