David Ramirez
$1,900$2,1002 bd2.5 ba1,429 sqft$1 /sqft$174 /mo all-in ↓

215 CAPE HARBOUR LOOP UNIT 103, BRADENTON, FL, 34212

Active16 days on marketListed Jul 7, 2026MLS #N6144943

Priced 100% below the BRADENTON 34212 medianReduced $200TownhouseTHE TWNHMS AT LIGHTHOUSE COVE VI

About this home

215 CAPE HARBOUR LOOP UNIT 103

Enjoy easy Florida living in this well-maintained 2-bedroom, 2.5-bath townhome located in the desirable Lighthouse Cove community of Heritage Harbour. Designed with comfort and functionality in mind, this home offers a spacious layout with an open living and dining area, abundant natural light, and a kitchen featuring generous cabinet space, a pantry and breakfast bar. Upstairs, both bedrooms are generously sized with two full bathrooms and a bonus loft area. The convenient upstairs laundry includes a washer and dryer. Unwind on the screened lanai overlooking the community pool and enjoy the added bonus of a private storage closet. Assigned parking space directly in front of unit. Rent includes water, sewer, and trash, allowing for low-maintenance living. Residents have access to Lighthouse Cove’s private pool as well as Heritage Harbour’s parks, playgrounds, walking trails, fishing pier, sports fields, and scenic green spaces. Conveniently situated just minutes from I-75, LECOM, shopping, restaurants, medical facilities, downtown Lakewood Ranch, Sarasota, Tampa, Gulf beaches, and popular destinations including Target and Costco. No pets permitted in accordance with HOA rules. Available now—schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,429

Sqft

1.75 ac

Lot size

2007

Year built

Two

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsNo
CommunityGolf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $67Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $67
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Heritage Harbour

Map of 215 CAPE HARBOUR LOOP UNIT 103 inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,900 $200
Jul 7, 2026Listed at $2,100 · 16 days on market since
2007Built · THE TWNHMS AT LIGHTHOUSE COVE VI

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 215 CAPE HARBOUR LOOP UNIT 103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 215 CAPE HARBOUR LOOP UNIT 103 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

215 CAPE HARBOUR LOOP UNIT 103 FAQs

What would the monthly payment be for 215 CAPE HARBOUR LOOP UNIT 103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 215 CAPE HARBOUR LOOP UNIT 103?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,900, this home is listed about 100% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 215 CAPE HARBOUR LOOP UNIT 103?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34212 market on paper

$1,900 is 100% below the BRADENTON 34212 median of $401,000, and at $1/sqft it sits under the Bradenton average of $264.

02Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $2,100, now $1,900 — a $200 cut. The full history is in the market section below.

Listing courtesy of PREFERRED SHORE LLC · Gina Cappelluti. MLS #N6144943.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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