5312 CASERTA COURT, PALMETTO, FL, 34221
Active22 days on marketListed Jul 16, 2026MLS #A4698303
About this home
5312 CASERTA COURT
Perfectly positioned on one of Esplanade at Artisan Lakes' premier WATER VIEW homesites, this beautifully upgraded Taylor Morrison Lazio model, built in 2024, offers an exceptional combination of quality craftsmanship, designer finishes, and resort style outdoor living. Featuring approximately 2,332 square feet, this move in ready residence includes 3 bedrooms, a private den, 3 full bathrooms, and an oversized 3 CAR GARAGE. Located OUTSIDE THE FLOOD ZONE with NO FLOOD INSURANCE REQUIRED, the home is ideally situated with convenient access to I-75 and I-275, placing Tampa, St. Petersburg, Sarasota, premier shopping, dining, airports, and the Gulf Coast's award-winning beaches within easy reach. Designed for comfortable everyday living and effortless entertaining, the open-concept floor plan is filled with natural light and showcases soaring ceilings, designer wall treatments, and seamless indoor and outdoor living. The gourmet kitchen serves as the heart of the home, featuring quartz countertops, timeless cabinetry, premium stainless-steel appliances, abundant storage, and an oversized center island overlooking the spacious great room and dining area. The private primary suite is a peaceful retreat highlighted by a charming bay window framing tranquil pond and pool views. The spa inspired ensuite features dual vanities, an oversized walk-in shower, and a custom designed walk-in closet offering exceptional organization and storage. Two generously sized guest bedrooms and two additional full bathrooms provide comfort and privacy for family and visitors, while the private den behind French doors offers the flexibility of a home office, library, media room, or guest space. Designed to embrace Florida's year-round lifestyle, the expansive screened lanai is the home's signature gathering space. Enjoy a HEATED SALTWATER POOL, HEATED SPA, FULLY EQUIPPED OUTDOOR KITCHEN, motorized lanai screens, ceiling fans, built in entertainment speakers, and tranquil waterfront views that create an exceptional outdoor living experience. Residents of Esplanade at Artisan Lakes enjoy a nearly 7,000 square foot clubhouse, resort style pool, resistance pool, spa, fitness center, movement studio, tennis, pickleball, billiards, dog park, fire pit, scenic walking trails, and a full time Lifestyle Director who coordinates an active calendar of clubs, fitness classes, and social events. Beautifully maintained, thoughtfully upgraded, and ideally situated on one of the community's most desirable waterfront homesites, this exceptional residence presents a rare opportunity to enjoy refined Florida living in one of Palmetto's premier gated communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,332
Sqft
0.21 ac
Lot size
3
Garage
2024
Year built
One
Levels
$418
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,101 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,101/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.7%
$/sqft vs Palmetto actives
$418 vs $208
Days on market
22 vs 56 typical
Where $418/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
221 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 162% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5312 CASERTA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$649,000
5132 CASERTA COURT · same community
3 bd · 3 ba · 2,326 sqft · $279/sqft · 76 DOM
Sold · Apr ’26$650,000
5610 CASERTA COURT · same community
3 bd · 3 ba · 2,277 sqft · $285/sqft · 70 DOM
Sold · Oct ’25$710,750
11302 SEASONS WAY · same community
4 bd · 3 ba · 2,275 sqft · $312/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5312 CASERTA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5312 CASERTA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5312 CASERTA COURT FAQs
What would the monthly payment be for 5312 CASERTA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,101/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5312 CASERTA COURT?+
The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5312 CASERTA COURT?+
The most recent tax bill on record (2025) was $9,535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5312 CASERTA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $975,000, this home is listed about 147% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5312 CASERTA COURT?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$975,000 runs 162% above the PALMETTO 34221 median — but at 2,332 sqft it's also 21% larger than the typical Palmetto listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · LeAnne Endres. MLS #A4698303.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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