11417 TRIVIO TERRACE, PALMETTO, FL, 34221
Active141 days on marketListed Mar 19, 2026MLS #TB8487469
About this home
11417 TRIVIO TERRACE
NO YARD MAINTENANCE & BETTER than NEW Construction! This newly built home is full of upgrades! The lawn care & landscaping maintenance as well as cable TV & internet are ALL INCLUDED in the HOA!! This home features 2 bedrooms, plus a large den/office that could be the perfect 3rd bedroom or hobby/craft space. As you walk into this home you will see the OVERSIZED, OPEN floorplan that is perfect for entertaining as well as daily living. High ceilings, an abundance of natural light, and beautiful tile flooring throughout are sure to catch your attention. This kitchen is EVERY COOK'S DREAM! The MASSIVE (approx) 7.5'x5' center island is the showpiece of the kitchen! Stainless steel appliances including, built in oven & microwave & walk in pantry add to the appeal. The primary bedroom suite has a large walk-in closet, bathroom with separate vanities, large shower and separate water closet. As you walk out the large sliders to the screen enclosed lanai you will realize this is the perfect spot for your morning coffee or your evening dinner. All of this is an AMAZING neighborhood with 2 pools, a clubhouse, fitness center, pool tables, tennis, parks and much more all while being conveniently located to I75 and I275 to enjoy the beaches, shopping, restaurants and all that Central Florida has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,762
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,983 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,983/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs Palmetto actives
$250 vs $208
Days on market
141 vs 56 typical
Where $250/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
225 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 11417 TRIVIO TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$415,000
5249 SAVINO CIRCLE · same community
2 bd · 2 ba · 1,778 sqft · $233/sqft · 43 DOM
Sold · Sep ’25$475,000
11414 CASELLA PLACE · same community
3 bd · 2 ba · 1,886 sqft · $252/sqft · 0 DOM
Sold · May ’26$495,000
5018 CASERTA COURT · same community
3 bd · 2 ba · 1,925 sqft · $257/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11417 TRIVIO TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11417 TRIVIO TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11417 TRIVIO TERRACE FAQs
What would the monthly payment be for 11417 TRIVIO TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,983/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11417 TRIVIO TERRACE?+
The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11417 TRIVIO TERRACE?+
The most recent tax bill on record (2025) was $6,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11417 TRIVIO TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $440,000, this home is listed about 11% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11417 TRIVIO TERRACE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$440,000 runs 18% above the PALMETTO 34221 median.
02Know the monthly fee
The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
141 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $445,000, now $440,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Stephanie McElroy. MLS #TB8487469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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