10420 WINE PALM ROAD UNIT 5421, FORT MYERS, FL, 33966
Active52 days on marketListed Jun 25, 2026MLS #A4698060
About this home
10420 WINE PALM ROAD UNIT 5421
Experience the best of Southwest Florida living in this beautifully maintained end unit, second-floor SPACIOUS Abbey floor plan located in the highly sought-after Heritage Palms Golf & Country Club. Offered TURNKEY FURNISHED (with a few exclusions), this move-in ready condo allows you to start enjoying the Florida lifestyle from day one. Perfectly positioned to capture peaceful lake views and a sweeping golf course panorama from your back lanai, this light and bright space offers the ideal setting for morning coffee, evening cocktails, and year-round relaxation. The open floor plan offers a spacious layout with over 1600 sq. ft, volume ceilings with crown moulding, 2 bedrooms plus a den (office/craft room or additional guest room).The Abbey is the most sought after floor-plan for its space and functionality and has tile flooring throughout the main living areas and brand new carpet in the bedrooms. The large kitchen area showcases neutral colored Corian countertops, white cabinets and plenty of room for everyone to gather including a breakfast nook all overlooking the large living/dining area. Enjoy the added peace of mind and energy efficiency provided by impact-resistant windows and sliding glass doors along with roll down hurricane shutters on the back lanai. The front entry porch is also screened, creating refreshing cross breezes while providing multiple outdoor living spaces to enjoy the picturesque surroundings. Accessibility is enhanced with the convenience of a private electric chair lift, making access to this second-floor residence effortless. The attached garage offers valuable storage space for your vehicle, golf clubs, beach gear, and more. Heritage Palms Golf & Country Club is a premier resort-style bundled golf community featuring 2 18 hole championship golf courses, multiple resort-style pools, tennis courts, pickleball, fitness center, and a robust social calendar. Residents enjoy three full-service restaurants on site, along with the Cabana offering sandwiches and snacks, providing a variety of dining options without ever leaving the community. With water, sewer, cable and internet already included, living in Heritage Palms is easy, convenient and care free! Whether you're seeking a seasonal retreat, investment opportunity, or full-time residence, this exceptional property has so much to offer. Don't miss your opportunity to own a piece of paradise in one of Fort Myers' most desirable golf communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,661
Sqft
0.27 ac
Lot size
2
Garage
2003
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,073 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,073/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.2%
$/sqft vs Fort Myers actives
$259 vs $215
Days on market
52 vs 59 typical
Where $259/sqft sits among the 174 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Palms
Get to know Fort Myers. See the full Fort Myers guide →
Heritage Palms — neighborhood snapshot
Population
2,102
Median age
61
Median income
$56,986
Median home value
$335,269
Avg household
2
Households w/ children
194
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $305K
Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
58 of 174
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the FORT MYERS 33966 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 10420 WINE PALM ROAD UNIT 5421
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
8421 OLINDA WAY UNIT 3608
3 bd · 2.5 ba · 1,722 sqft · $232/sqft · 192 DOM
Sold · Oct ’25$430,000
11291 WINE PALM ROAD
2 bd · 2 ba · 1,746 sqft · $246/sqft · 153 DOM
Sold · Oct ’25$430,000
11291 WINE PALM RD, Fort Myers FL 33966
2 bd · 2 ba · 1,746 sqft · $246/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10420 WINE PALM ROAD UNIT 5421 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10420 WINE PALM ROAD UNIT 5421 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10420 WINE PALM ROAD UNIT 5421 FAQs
What would the monthly payment be for 10420 WINE PALM ROAD UNIT 5421?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,073/mo — principal and interest, the actual property-tax bill, the $787/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10420 WINE PALM ROAD UNIT 5421?+
The association fee works out to $787 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10420 WINE PALM ROAD UNIT 5421?+
The most recent tax bill on record (2025) was $4,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10420 WINE PALM ROAD UNIT 5421?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $429,900, this home is listed about 29% above the Fort Myers median of $333,750. The market section on this page shows how the area is trending.
Which schools are assigned to 10420 WINE PALM ROAD UNIT 5421?+
Paul Laurence Dunbar Middle School (middle), Ray V. Pottorf Elementary School (elementary), Colonial Elementary School (elementary), Treeline Elementary School (elementary), Dunbar High School (high), South Fort Myers High School (high), Fort Myers High School (high), Cypress Lake High School (high), Gateway Elementary School (elementary), Rayma C. Page Elementary School (elementary), San Carlos Park Elementary School (elementary), Lexington Middle School (middle), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,900 runs 20% above the FORT MYERS 33966 median.
02Know the monthly fee
The association fee is $787/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Paul Laurence Dunbar Middle School, Ray V. Pottorf Elementary School, Colonial Elementary School, Treeline Elementary School, Dunbar High School, South Fort Myers High School, Fort Myers High School, Cypress Lake High School, Gateway Elementary School, Rayma C. Page Elementary School, San Carlos Park Elementary School, Lexington Middle School, Three Oaks Middle School, Three Oaks Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $437,978, now $429,900 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Tiffany Winkelsas, Pa. MLS #A4698060.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Fort Myers homes, in your inbox
Like 10420 WINE PALM ROAD UNIT 5421 but not quite? A daily digest of every new listing in Fort Myers — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →