6631 63RD TERRACE E, BRADENTON, FL, 34203
Active33 days on marketListed Jun 18, 2026MLS #A4697513
About this home
6631 63RD TERRACE E
Rarely Available Renovated Home in Whisper Bend with Lake Access & 3-Car Garage Welcome to one of the most desirable neighborhoods in the area, where pride of ownership is evident on every street. This beautifully renovated 4-bedroom, 3-car garage home with lake access has been thoughtfully updated and is completely move-in ready. At the heart of the home is a stunning brand-new chef’s kitchen designed for entertaining. The massive quartz island is the perfect gathering place and opens seamlessly to the living and dining areas, all overlooking the resort-style pool with multiple water features. The custom kitchen features solid wood cabinetry, quartz countertops, two oversized pantries with rollout shelves, a built-in pull-out trash cabinet, crown molding, and a brand-new Samsung stainless steel appliance package. The spacious primary suite is privately located away from the other bedrooms and easily accommodates a king-size bed with room for a sitting area, all with beautiful pool views. An oversized walk-in closet provides abundant storage, while the luxurious en-suite bath offers dual solid wood vanities with quartz countertops, all-new fixtures, a large walk-in shower, and a relaxing garden tub. Luxury vinyl plank flooring runs throughout the main living areas, with tile in the primary suite wing. All bedrooms are generously sized with large closets, and the fourth bedroom makes an ideal home office with picturesque views of the pool. The fully fenced side yard is perfect for pets, and beyond the pool you’ll enjoy kayak access to Ward Lake and the Braden River. Paddle to lunch at Jiggs Landing or Linger Lodge and enjoy the best of Florida waterfront living. There is nothing left to do, full interior and exterior paint (2026), pool pump (2026), roof (2025), water heater (2025), A/C system (2024), electrical panel with whole-home surge protector (2024). With exceptional upgrades, a fantastic floor plan, and an unbeatable location, this Whisper Bend home truly has it all.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,050
Sqft
0.19 ac
Lot size
3
Garage
2003
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,003 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,003/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs Bradenton actives
$280 vs $240
Days on market
33 vs 53 typical
Where $280/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water Oak
Get to know Bradenton. See the full Bradenton guide →
Water Oak — neighborhood snapshot
Population
1,171
Median age
50
Median income
$141,636
Median home value
$487,700
Avg household
2
Households w/ children
145
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
188 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 140% above the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 6631 63RD TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$412,000
6631 63RD TERRACE E · same community
3 bd · 2 ba · 2,050 sqft · $201/sqft · 5 DOM
Sold · Oct ’25$522,500
5854 FAIRWOODS CIRCLE
4 bd · 2 ba · 2,059 sqft · $254/sqft · 31 DOM
Sold · Jun ’26$575,000
6512 WESTWARD PLACE
3 bd · 2 ba · 2,059 sqft · $279/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6631 63RD TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6631 63RD TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6631 63RD TERRACE E FAQs
What would the monthly payment be for 6631 63RD TERRACE E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,003/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6631 63RD TERRACE E?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6631 63RD TERRACE E?+
The most recent tax bill on record (2025) was $5,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6631 63RD TERRACE E?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $575,000, this home is listed about 45% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 6631 63RD TERRACE E?+
Tara Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 140% above the BRADENTON 34203 median — but at 2,050 sqft it's also 29% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tara Elementary School, Braden River High School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SARABAY REAL ESTATE INC · Dion Souza. MLS #A4697513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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