David Ramirez
$724,9004 bd3 ba2,424 sqft$299 /sqft$5,261 /mo all-in ↓

8057 RIO BELLA PLACE, UNIVERSITY PARK, FL, 34201

Active41 days on marketListed Jun 22, 2026MLS #A4697160

WaterfrontPrivate poolSingle Family ResidenceRIVA TRACE

About this home

8057 RIO BELLA PLACE

Tucked away in the gated, maintenance-free, lakefront community of Riva Trace, this thoughtfully designed 4-bedroom plus den, 3-bath home offers the perfect blend of comfort, privacy, and Florida living. From the moment you enter, you'll appreciate the spacious feel created by soaring 12-foot ceilings, 8-foot doors, and an open layout accented with plantation shutters throughout. Porcelain tile flows through the main living areas, while the bedrooms provide the warmth and comfort of carpeting. At the heart of the home is a well-appointed kitchen designed for both everyday living and entertaining. It features stainless steel appliances, natural gas cooktop w/hood, granite countertops, soft-close wood 42" cabinetry, a pantry, breakfast bar, built-in desk area, and a convenient butler's pantry with additional serving, storage and glass front display space. The private den, enclosed by glass French doors, makes an ideal home office, study, or flex space. Elegant details including crown molding and coffered ceilings enhance the formal dining room, living room, family room, and primary suite, while sliding glass doors invite natural light and seamless access to the outdoor living area. The spacious primary retreat overlooks the pool and includes custom walk-in closet built-ins and a spa-inspired bath with dual vanities, granite countertops, a soaking tub, and a separate walk-in shower. Two guest bedrooms are tucked behind a pocket door and share a full bath, creating a private wing for family or visitors. A fourth bedroom sits adjacent to the pool bath, offering flexibility for guests or multigenerational living. Outside is where this home truly shines. The screened lanai is designed for year-round enjoyment, featuring stunning travertine pavers, covered gathering spaces, an outdoor gas kitchen and bar w/sink and side burner, freeform pool with a tranquil water feature overlooking the lake and Preserve! Whether hosting friends or enjoying a quiet evening by the water, this outdoor setting feels like a private retreat. Additional highlights include a laundry room with abundant cabinetry and utility sink, overhead garage storage, low HOA fees, and NO CDD fees. Ideally located just minutes from shopping, dining, entertainment, SRQ Airport, and the Gulf Coast's beautiful beaches, this home offers the lifestyle so many are seeking in one of the area's most desirable communities. The location is truly exceptional, offering convenient access to Sarasota, its beautiful Gulf beaches, Siesta Key, Longboat Key, Lido Key and Anna Marie Island, Bradenton, and vibrant downtown St. Petersburg. You’ll also appreciate being just minutes from Sarasota-Bradenton International Airport and an abundance of premier shopping and dining at The Mall at University Town Center, Detweilers Market, Whole Foods, Fresh Market, Lakewood Ranch Main St and Waterside, Nathan Benderson Park and so much more! Home is located in flood zone X, While pool and yard is located in AE

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,424

Sqft

0.24 ac

Lot size

2

Garage

2012

Year built

One

Levels

$299

Per sqft

Private poolWaterfrontPool & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Porcelain Tile · Travertine
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Solar Hot Water Rented · Washer
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesSouth
ParkingGarage Door Opener · Guest
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sprinkler Metered

Community & fees

HOA fee$263/mo
Taxes (2025)$7,858/yr
PetsBreed Restrictions, Yes
CommunityCommunity Boat Ramp · Fishing · Private Boat Ramp · Water Access · Deed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Phone Available · Public · Sewer Available · Sewer Connected · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,261 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$655
HOA fee — from the listing$263
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,490
Interest rate6.00%
Loan term

Estimated payment

$5,261/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$655
HOA / condo fee$263
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$636KedgeAI estimate $700,137 · range $663K$794K$826K

vs edgeAI estimate

+3.5%

$/sqft vs University Park actives

$299 vs $309

Days on market

41 vs 63 typical

Where $299/sqft sits among the 35 University Park actives

11
11 · this home
4
3
2
4
$208–275$275–343$343–410$410–478$478–546$546+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riva Trace

Map of 8057 RIO BELLA PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know University Park. See the full University Park guide →

Riva Trace — neighborhood snapshot

Population

167

Median age

56

Median income

$120,826

Median home value

$557,800

Avg household

2

Households w/ children

14%

For the school run

Manatee County School District

MiddleBraden River Middle School★★★★★
HighBraden River High School★★★★★
ElementaryRobert Willis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The University Park market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$813K$620K

University Park median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

22 of 35

University Park actives have cut their price

Median sold price, University Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the UNIVERSITY PARK 34201 median. See the full University Park market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $724,900 · 41 days on market since
2012Built · RIVA TRACE

Reality check

What actually sold near 8057 RIO BELLA PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7215 SAN MIGUEL COVESold · Sep ’25

$640,000

7215 SAN MIGUEL COVE · same community

2 bd · 2 ba · 2,061 sqft · $311/sqft · 8 DOM

7728 RIO BELLA PLACESold · Aug ’25

$560,000

7728 RIO BELLA PLACE · same community

3 bd · 2 ba · 1,903 sqft · $294/sqft · 166 DOM

8307 PLANTERS KNOLL TERSold · Jul ’26

$612,500

8307 PLANTERS KNOLL TER

4 bd · 3 ba · 2,450 sqft · $250/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8057 RIO BELLA PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8057 RIO BELLA PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8057 RIO BELLA PLACE FAQs

What would the monthly payment be for 8057 RIO BELLA PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,261/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8057 RIO BELLA PLACE?+

The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8057 RIO BELLA PLACE?+

The most recent tax bill on record (2025) was $7,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8057 RIO BELLA PLACE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in University Park?+

At $724,900, this home is listed about 4% above the University Park median of $699,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8057 RIO BELLA PLACE?+

Braden River Middle School (middle), Braden River High School (high), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$724,900 runs 62% above the UNIVERSITY PARK 34201 median — but at 2,424 sqft it's also 18% larger than the typical University Park listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Braden River Middle School, Braden River High School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Tami Cashi. MLS #A4697160.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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