7909 RIO BELLA PLACE, BRADENTON, FL, 34201
Active220 days on marketListed Dec 16, 2025MLS #A4675410
About this home
7909 RIO BELLA PLACE
One or more photo(s) has been virtually staged. Step into a beautifully kept, move-in-ready home in the private, gated community of Riva Trace. This two-bedroom, two-bath residence includes a separate office/den and has had one meticulous owner who maintained it with real care. The exterior was recently refreshed, the AC is newer, and the windows feature custom-built-in shutters and quality treatments throughout. The floor plan flows easily, offering warm hardwood in the main living spaces, tile where you need it, and soft carpet in the bedrooms for comfort. Several rooms look out toward the water, bringing in calm, natural views. The screened lanai extends your living space and gives you a quiet place to relax outdoors. The eat-in kitchen provides granite countertops, tile flooring, and a bright bay-window breakfast nook. A full laundry room and a two-car garage add daily convenience and storage. Riva Trace is tucked away and quiet, yet minutes from University Town Center, Whole Foods, medical services, and a wide range of dining options. SRQ airport is roughly a 12-minute drive. A well-cared-for home in a prime location with immediate livability. Buyers will feel the pride of ownership the moment they walk in.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,901
Sqft
0.16 ac
Lot size
2
Garage
2014
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,218 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,218/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.1%
Days on market
220 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riva Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Riva Trace — neighborhood snapshot
Population
167
Median age
56
Median income
$120,826
Median home value
$557,800
Avg household
2
Households w/ children
14%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the BRADENTON 34201 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7909 RIO BELLA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7909 RIO BELLA PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7909 RIO BELLA PLACE FAQs
What would the monthly payment be for 7909 RIO BELLA PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,218/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7909 RIO BELLA PLACE?+
The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7909 RIO BELLA PLACE?+
The most recent tax bill on record (2024) was $6,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7909 RIO BELLA PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $565,000, this home is listed about 43% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 7909 RIO BELLA PLACE?+
Braden River Middle School (middle), Braden River High School (high), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
220 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Braden River Middle School, Braden River High School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $595,000, now $565,000 — a $30K cut. The full history is in the market section below.
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Johnny Sokhon. MLS #A4675410.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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