
10345 LONGSHORE ROAD UNIT 31, PLACIDA, FL, 33946
Active40 days on marketListed Jun 14, 2026MLS #A4696982
About this home
10345 LONGSHORE ROAD UNIT 31
Coastal Luxury Meets Blissful Waterfront Serenity and Privacy. Experience the best of coastal living in this 2020-built WATERFRONT luxury townhome offering 2,416 sq. ft. of refined living space (TURNKEY FURNISHED) with unmatched, undisturbed panoramic water views. From your private balcony and the serene master suite, take in enchanting views of dolphins, manatees and graceful white pelicans that call Coral Creek home - or cast a fishing line from the community fishing pier and reel in snook or redfish practically at your doorstep! Designed for both elegance and durability with a base elevation of 11ft, this fortress-style home is constructed of solid block with impact-resistant glass windows and a metal roof, ensuring peace of mind in any storm. Featuring 3 spacious en-suite bedrooms complete with full bathrooms, a rare 4-car garage with storage, and the convenience of a private whole-home elevator... this residence was created for both comfort and lifestyle. Nestled along the pristine waters of Coral Creek Intracoastal Waterway, you’ll enjoy tranquil sunrise views over the water with a protected nature preserve just beyond, while enjoying visits from dolphin, manatee and a plethora of coastal birds that frequent this area. The Boca Grande Causeway, world-class dining, boutique shops, golf, marinas, and some of Southwest Florida’s most beautiful beaches are only minutes away. Inside, the second floor welcomes you with soaring ceilings, custom plantation shutters, upscale lighting, and a bright, open living area framed by breathtaking water views. The gourmet kitchen features granite countertops, modern appliances, a walk-in pantry, and a spacious breakfast bar. Step onto the screened balcony to soak in the serenity of the surrounding waters and wildlife. On the top level, the primary suite is a true retreat—wake up to the sunrise over the water, relax under tray ceilings, and indulge in a spa-like bath with dual vanities, walk-in shower, private commode and a soaking tub with spectacular views. A second suite on this level offers the same sense of luxury and privacy. The community offers resort-style amenities including a massive pool with lake views, fitness center, tennis and pickleball courts, kayak launch, fishing dock, and a stunning clubhouse with tropical landscaped gathering spaces. Low-maintenance living is ensured with HOA coverage that includes exterior insurance, landscaping, and upkeep. Additional highlights: No flooding from Hurricanes Helene or Milton (per seller) Screened ground-level patio Steps to the community dock and kayak launch This property is more than a home—it’s a lifestyle. Elevate your coastal living at The Landings at Coral Creek—the gateway to Boca Grande. Seller has an annual short term rental with same family 12/1-4/15 generating rental income of $29,250. This can continue if Buyer prefers.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,416
Sqft
0.04 ac
Lot size
4
Garage
2020
Year built
Two
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs Placida actives
$228 vs $382
Days on market
40 vs 91 typical
Where $228/sqft sits among the 164 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
65 of 164
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1471% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 10345 LONGSHORE ROAD UNIT 31
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
10325 LONGSHORE ROAD UNIT 17 · same community
4 bd · 3.5 ba · 2,432 sqft · $216/sqft · 363 DOM
Sold · Jun ’26$500,000
10310 LANDS END CIRCLE UNIT 39 · same community
4 bd · 3.5 ba · 2,400 sqft · $208/sqft · 179 DOM
Sold · May ’26$468,000
10309 CORAL LANDINGS COURT UNIT 100 · same community
3 bd · 3 ba · 2,390 sqft · $196/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10345 LONGSHORE ROAD UNIT 31 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10345 LONGSHORE ROAD UNIT 31 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10345 LONGSHORE ROAD UNIT 31 FAQs
What would the monthly payment be for 10345 LONGSHORE ROAD UNIT 31?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,851/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10345 LONGSHORE ROAD UNIT 31?+
The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10345 LONGSHORE ROAD UNIT 31?+
The most recent tax bill on record (2025) was $8,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10345 LONGSHORE ROAD UNIT 31?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $550,000, this home is listed about 15% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10345 LONGSHORE ROAD UNIT 31?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 1471% above the PLACIDA 33946 median — but at 2,416 sqft it's also 35% larger than the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNIQUE REALT · Dominika Pukay. MLS #A4696982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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