David Ramirez
$429,0004 bd2 ba1,613 sqft$266 /sqft$3,346 /mo all-in ↓

2714 NW 22ND TERRACE, CAPE CORAL, FL, 33993

Active53 days on marketListed Jun 15, 2026MLS #A4696959

Private poolSingle Family ResidenceCAPE CORAL

About this home

2714 NW 22ND TERRACE

Welcome to your slice of Southwest Florida paradise! Built in 2021 and offered fully furnished and turnkey, this impeccably maintained 4-bedroom, 2-bath pool home seamlessly blends modern style, everyday comfort, and effortless indoor-outdoor living. Step inside to discover a bright, open-concept floor plan enhanced by luxury vinyl plank flooring throughout, tasteful coastal-inspired furnishings, and abundant natural light. At the center of the home, the beautifully appointed kitchen is designed to impress, featuring granite countertops, a spacious center island with seating, abundant cabinetry, and a charming window that fills the space with sunshine. The adjacent dining area provides the perfect setting for both casual family meals and entertaining guests. The spacious primary suite serves as a private retreat, complete with an oversized walk-in closet, dual vanities, and a large walk-in shower. Three additional bedrooms provide versatility for family, guests, a home office, or vacation rental opportunities. The guest bathroom features dual sinks and a tub/shower combination, while the interior laundry room adds convenience to everyday living. Step outside and embrace the Florida lifestyle. The southern-exposure backyard oasis showcases a sparkling heated pool with a sunshield and solar cover, surrounded by a screened lanai designed for year-round enjoyment. An extended under-truss seating area with overhead fan creates the perfect shaded space for relaxing, dining, or entertaining poolside. The fully fenced backyard is beautifully landscaped, providing both privacy and a serene tropical atmosphere. Additional features include a 2-car garage, new water heater, sprinkler system, whole-home water treatment system serviced by Water Medic, keyless front entry, and two additional refrigerators conveniently located in the garage. Every detail has been thoughtfully considered, making this home truly move-in ready. Ideally situated in Northwest Cape Coral, this property offers convenient access to Punta Gorda, I-75, Coral Oaks Golf Course, shopping, dining, and Southwest Florida's world-famous beaches. Whether you're searching for a full-time residence, seasonal retreat, or income-producing investment property, this exceptional turnkey home checks every box. Simply bring your suitcase and start enjoying the Florida lifestyle you've been dreaming of.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,613

Sqft

0.23 ac

Lot size

2

Garage

2021

Year built

One

Levels

$266

Per sqft

Private poolPool viewTurnkeyPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Whole House R.O. System
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewPool
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,653/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,346 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$471
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$3,346/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$471
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $429K
$194KedgeAI estimate $377,634 · range $202K$493K$513K

vs edgeAI estimate

+13.6%

$/sqft vs CAPE CORAL

$266 vs $246

Days on market

53 vs 50 typical

Where $266/sqft sits among the 148 homes for sale in CAPE CORAL

57
35 · this home
17
19
9
11
$175–229$229–283$283–337$337–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 2714 NW 22ND TERRACE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

51 of 148

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 405% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $429,000 · 53 days on market since
2021Built · CAPE CORAL

Reality check

What actually sold near 2714 NW 22ND TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3024 NE 7TH PLACESold · Dec ’25

$300,000

3024 NE 7TH PLACE · same community

4 bd · 2 ba · 1,617 sqft · $186/sqft · 47 DOM

217 SW 43RD TERRACESold · Mar ’26

$310,000

217 SW 43RD TERRACE · same community

3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM

1307 SE 22ND TERRACESold · Dec ’25

$175,000

1307 SE 22ND TERRACE · same community

3 bd · 2 ba · 1,679 sqft · $104/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2714 NW 22ND TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2714 NW 22ND TERRACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2714 NW 22ND TERRACE FAQs

What would the monthly payment be for 2714 NW 22ND TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2714 NW 22ND TERRACE?+

The most recent tax bill on record (2025) was $5,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2714 NW 22ND TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $429,000, this home is listed about 4% below the Cape Coral median of $445,750. The market section on this page shows how the area is trending.

Which schools are assigned to 2714 NW 22ND TERRACE?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$429,000 runs 405% above the CAPE CORAL 33993 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Amy Salzone, Pa. MLS #A4696959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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