David Ramirez
$299,000$325,0003 bd2 ba1,208 sqft$248 /sqft$2,107 /mo all-in ↓

12233 WAGNER LANE, PORT CHARLOTTE, FL, 33981

Active53 days on marketListed Jun 15, 2026MLS #A4696947

Reduced $26KNew constructionSingle Family ResidencePORT CHARLOTTE SEC 095

About this home

12233 WAGNER LANE

Looking for a brand-new Florida home without waiting months to build? This move-in ready home offers modern finishes, peaceful wooded views, NO HOA, and exceptional value. Welcome to 12233 Wagner Lane, Port Charlotte, Florida. NEW CONSTRUCTION - Nestled on a spacious homesite with peaceful wooded views. This beautifully crafted 3-bedroom, 2-bath residence offers the perfect blend of modern design, quality construction and everyday comfort. From the moment you arrive, you’ll appreciate the home’s clean architectural lines, attractive curb appeal, oversized driveway, and inviting covered entry. Inside, an open-concept floor plan creates a bright and airy living space designed for today’s lifestyle. The stylish kitchen serves as the heart of the home and features, spacious center island with breakfast bar seating, soft-close cabinetry with modern finishes and fixtures, open flow to the dining and living areas. This home is perfect setup for entertaining family and friends. The spacious owner’s suite provides a relaxing retreat with elegant tray ceiling, large walk-in closet, beautiful ensuite bath, oversized glass-enclosed walk-in shower, contemporary dual-sink vanity. Two additional guest bedrooms offer flexibility for family, visitors, or a home office, while the guest bath showcases attractive floor-to-ceiling tile surrounding the tub/shower combination. This home comes with durable tile flooring throughout the entire home, volume ceilings for an open feel with ceiling fans already installed, recessed lighting, covered lanai for outdoor enjoyment, indoor laundry room off from kitchen, two-car garage. Impactful modern color palette and finishes. Step outside and enjoy the privacy of your backyard with natural Florida surroundings—providing a peaceful backdrop for morning coffee, evening sunsets, or future outdoor living enhancements. Conveniently located near Gulf beaches, boating, golf courses, shopping, dining, parks, and all that Southwest Florida has to offer, this home delivers exceptional value in a rapidly growing area. Why wait to build when you can move right into brand-new construction! Whether you're searching for your primary residence, seasonal retreat or investment property, this stunning new construction home is an opportunity you won't want to miss. Secure this home now before it's finished and take advantage of owning a brand-new construction and energy efficient home. Buyer and buyers agent to verify all measurements. Please submit offer on AS IS contract. Please use showing time for showings. The data included in the MLS is deemed reliable but is not guaranteed. Buyers and their agents should verify all information or retain appropriate professionals. Taxes are reflected for land only. Schedule your private showing today and experience the quality, comfort, and lifestyle that 12233 Wagner Lane has to offer!!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,208

Sqft

0.24 ac

Lot size

2

Garage

2026

Year built

One

Levels

$248

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$650/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,107 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$54
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,107/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$54
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$244KedgeAI estimate $263,699 · range $254K$278K$311K

vs edgeAI estimate

+13.4%

$/sqft vs PORT CHARLOTTE SEC 095

$248 vs $245

Days on market

53 vs 59 typical

Where $248/sqft sits among the 15 homes for sale in PORT CHARLOTTE SEC 095

4
2
2 · this home
5
1
1
$135–174$174–212$212–251$251–289$289–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood East

Map of 12233 WAGNER LANE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Englewood East — neighborhood snapshot

Population

12,116

Median age

58

Median income

$62,950

Median home value

$270,898

Avg household

2

Households w/ children

673

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

5 of 15

PORT CHARLOTTE SEC 095 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 657% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $26K
Jun 15, 2026Listed at $325,000 · 53 days on market since
2026Built · PORT CHARLOTTE SEC 095

Reality check

What actually sold near 12233 WAGNER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13367 DARNELL AVENUESold · Jan ’26

$218,500

13367 DARNELL AVENUE · same community

3 bd · 2 ba · 1,236 sqft · $177/sqft · 129 DOM

6204 THORMAN ROADSold · May ’26

$230,000

6204 THORMAN ROAD · same community

3 bd · 2 ba · 1,148 sqft · $200/sqft · 71 DOM

6728 THORMAN ROADSold · Dec ’25

$205,000

6728 THORMAN ROAD · same community

3 bd · 2 ba · 1,133 sqft · $181/sqft · 246 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12233 WAGNER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12233 WAGNER LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

12233 WAGNER LANE FAQs

What would the monthly payment be for 12233 WAGNER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,107/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12233 WAGNER LANE?+

The most recent tax bill on record (2025) was $650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $299,000, this home is listed about 9% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 12233 WAGNER LANE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL RE GROUP LLC · Tracy Jeffries. MLS #A4696947.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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12233 WAGNER LANE, PORT CHARLOTTE, FL — 3 Bed, 2 Bath — $299,000 | CENTURY 21 Edge