David Ramirez
$389,900$399,0003 bd2 ba1,740 sqft$224 /sqft$2,676 /mo all-in ↓

7329 ATHENS TERRACE, PORT CHARLOTTE, FL, 33981

Active54 days on marketListed Jun 15, 2026MLS #A4696431

Reduced $9KNew constructionSingle Family ResidencePORT CHARLOTTE SEC 095

About this home

7329 ATHENS TERRACE

Luxury Living Without the Luxury - NO HOA - Be the first to own this beautiful brand-new construction home located in a quiet and desirable area of Port Charlotte. Thoughtfully designed with modern finishes and an open-concept layout. This beautiful residence offers the perfect blend of style, comfort, and functionality. Featuring 3 spacious bedrooms, 2 full bathrooms, and an inviting split-bedroom floor plan, this home showcases elegant details throughout. Two additional guest bedrooms and a full guest bath are situated on the opposite side of the home. Perfect privacy for family members or visitors. A versatile den with French doors provides the perfect space for a home office, hobby room, or flex space. The bright and airy great room, boasts a dramatic tray ceiling with crown molding, creating an upscale atmosphere for entertaining and everyday living. The gourmet kitchen overlooks the living and dining areas. Modern kitchen cabinetry , large center island with breakfast bar seating, Stainless steel appliances, Ample counter space and storage, Open flow ideal for gatherings. The owner’s suite offers a private retreat complete with a tray ceiling, walk-in closet, and a beautifully appointed en-suite featuring dual vanities and a tiled walk-in shower. In Addition this home includes: Luxury tile flooring throughout the home, Impactful curb appeal with contemporary exterior design, Spacious 2-car garage, Indoor laundry room, High ceilings and abundant of natural light in this home. Quiet neighborhood Enjoy Florida living year-round from the covered lanai, overlooking the backyard and providing a great setting for morning coffee or evening gatherings. Built to current Florida building standards with modern construction techniques and energy-efficient features, this home offers peace of mind and low-maintenance living. Conveniently located near beaches, golf courses, boating, fishing, shopping, dining, and all that Southwest Florida has to offer. This home presents an exceptional opportunity to own a brand-new residence without the wait. Don’t miss your chance to own this beautiful new construction home in one of the area’s fastest-growing communities. Schedule your private tour today and experience the quality and craftsmanship for yourself. POF/Pre approval to be submitted with all offers. Buyer and buyers agent to verify all measurements. Please submit offer on AS IS contract. Please use showing time for showings. The data included in the MLS is deemed reliable but is not guaranteed. Buyers and their agents should verify all information or retain appropriate professionals. Taxes are reflected for land only.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,740

Sqft

0.25 ac

Lot size

2

Garage

2026

Year built

One

Levels

$224

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorFrench Doors

Community & fees

Taxes (2025)$583/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,676 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$2,676/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$302KedgeAI estimate $323,677 · range $314K$351K$405K

vs edgeAI estimate

+20.5%

$/sqft vs PORT CHARLOTTE SEC 095

$224 vs $248

Days on market

54 vs 60 typical

Where $224/sqft sits among the 15 homes for sale in PORT CHARLOTTE SEC 095

4
2
2 · this home
5
1
1
$135–174$174–212$212–251$251–289$289–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood East

Map of 7329 ATHENS TERRACE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Englewood East — neighborhood snapshot

Population

12,116

Median age

58

Median income

$62,950

Median home value

$270,898

Avg household

2

Households w/ children

673

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

5 of 15

PORT CHARLOTTE SEC 095 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 887% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,900 $9K
Jun 15, 2026Listed at $399,000 · 54 days on market since
2026Built · PORT CHARLOTTE SEC 095

Reality check

What actually sold near 7329 ATHENS TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13291 MARATHON BOULEVARDSold · Dec ’25

$319,000

13291 MARATHON BOULEVARD · same community

3 bd · 2 ba · 1,663 sqft · $192/sqft · 26 DOM

12428 APPLEBERG CIRCLESold · Feb ’26

$287,000

12428 APPLEBERG CIRCLE · same community

3 bd · 2 ba · 1,613 sqft · $178/sqft · 126 DOM

13049 RIDGELY CIRCLESold · Apr ’26

$374,900

13049 RIDGELY CIRCLE · same community

3 bd · 2 ba · 1,605 sqft · $234/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7329 ATHENS TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7329 ATHENS TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7329 ATHENS TERRACE FAQs

What would the monthly payment be for 7329 ATHENS TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,676/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7329 ATHENS TERRACE?+

The most recent tax bill on record (2025) was $583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $389,900, this home is listed about 18% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.

Which schools are assigned to 7329 ATHENS TERRACE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL RE GROUP LLC · Tracy Jeffries. MLS #A4696431.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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