David Ramirez
$399,000$416,0004 bd2 ba1,752 sqft$228 /sqft$3,165 /mo all-in ↓

7023 57TH TERRACE E, PALMETTO, FL, 34221

Active40 days on marketListed Jun 11, 2026MLS #A4696199

Reduced $17KSingle Family ResidenceCRYSTAL LAKES II

About this home

7023 57TH TERRACE E

Come and make yours this beautiful house. Flooded with natural light and adorned with gorgeous waterproof LUXURY PLANK flooring throughout the living areas, this home has the style you have been looking for. The kitchen is gorgeous, with large prep areas and ample storage space. With easy access to I-75 and I-275, you're just a hop, skip, and a jump away from everything Tampa Bay. Don't miss out on this incredible opportunity to live the Florida lifestyle you've always dreamed of. This is a SHORT SALE but have been approve.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,752

Sqft

0.27 ac

Lot size

2015

Year built

One

Levels

$228

Per sqft

Inside

FlooringCeramic Tile
AppliancesRange · Refrigerator
InteriorNinguno
LaundryNone
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNorth
ExteriorNone

Community & fees

HOA fee$76/mo
Taxes (2025)$4,839/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,165 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$403
HOA fee — from the listing$76
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,165/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$403
HOA / condo fee$76
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$327KedgeAI estimate $347,849 · range $341K$360K$415K

vs edgeAI estimate

+14.7%

$/sqft vs Palmetto actives

$228 vs $208

Days on market

40 vs 55 typical

Where $228/sqft sits among the 400 Palmetto actives

92
142
78 · this home
42
16
30
$125–173$173–222$222–270$270–319$319–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Lakes

Map of 7023 57TH TERRACE E inside its neighborhood boundary

Get to know Palmetto. See the full Palmetto guide →

Crystal Lakes — neighborhood snapshot

Population

544

Median age

40

Median income

$144,245

Median home value

$390,000

Avg household

3

Households w/ children

39%

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

199 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 $17K
Jun 11, 2026Listed at $416,000 · 40 days on market since
2015Built · CRYSTAL LAKES II

Reality check

What actually sold near 7023 57TH TERRACE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7005 57TH TERRACE ESold · Sep ’25

$325,000

7005 57TH TERRACE E · same community

5 bd · 2.5 ba · 2,889 sqft · $112/sqft · 21 DOM

5406 PATANO LOOPSold · Mar ’26

$365,000

5406 PATANO LOOP

3 bd · 2 ba · 1,720 sqft · $212/sqft · 82 DOM

5336 PATANO LOOPSold · Feb ’26

$349,000

5336 PATANO LOOP

3 bd · 2 ba · 1,720 sqft · $203/sqft · 207 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7023 57TH TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7023 57TH TERRACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7023 57TH TERRACE E FAQs

What would the monthly payment be for 7023 57TH TERRACE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,165/mo — principal and interest, the actual property-tax bill, the $76/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7023 57TH TERRACE E?+

The association fee works out to $76 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7023 57TH TERRACE E?+

The most recent tax bill on record (2025) was $4,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7023 57TH TERRACE E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $399,000, this home is priced right at the Palmetto median.

Which schools are assigned to 7023 57TH TERRACE E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GULF COAST PARADISE REALTY INC · Carmen Melendez. MLS #A4696199.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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