615 RIVIERA DUNES WAY UNIT 402, PALMETTO, FL, 34221
Active113 days on marketListed Apr 17, 2026MLS #A4690297
About this home
615 RIVIERA DUNES WAY UNIT 402
Waterfront condo in a gated community with marina access, resort-style amenities, and breathtaking views at Laguna at Riviera Dunes. This upgraded waterfront condo in Palmetto, Florida offers water views, hurricane-impact windows and sliders, and an open-concept layout designed for both everyday living and entertaining. Enjoy peaceful mornings and stunning sunsets from your private lanai overlooking the water. The kitchen features granite countertops, solid wood cabinetry, a breakfast bar, and premium appliances including a Frigidaire 36” induction cooktop, Whirlpool convection microwave, and LG steam dishwasher. Luxury vinyl flooring runs throughout, paired with updated fixtures and finishes for a clean, move-in-ready feel. Washer and dryer are included to make the move as easy and cost effective as possible. The spacious primary suite includes two walk-in closets, dual vanities, and a soaking tub, while a flexible bonus room works perfectly as a home office, guest room, or den. A newer HVAC system ensures year-round comfort and efficiency. Located in a 24-hour gated waterfront community with a live guard, residents enjoy access to a heated waterfront pool and spa, fitness center, tennis and pickleball courts, clubhouse, and fishing docks. Direct access to Riviera Dunes Marina provides deep-water boating to the Manatee River, Tampa Bay, and Gulf of Mexico. Buyers have the opportunity to explore purchasing a boat slip within the community for ultimate boating convenience. Why do so many call this the perfect location? Centrally positioned between Tampa, Sarasota, Bradenton. Drive on over to one of the Gulf’s best beaches or walk to waterfront dining. Perfect for full-time living, seasonal residents, or investors seeking a luxury waterfront condo on Florida’s Gulf Coast. Have less stress and not worry about any SIR assessments that some condos have. Some photos have been virtually staged to give you inspiration. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,758
Sqft
0 ac
Lot size
1
Garage
2006
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,376 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,376/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
$/sqft vs Palmetto actives
$227 vs $208
Days on market
113 vs 56 typical
Where $227/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
225 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 615 RIVIERA DUNES WAY UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$445,000
615 RIVIERA DUNES WAY UNIT 208 · same community
3 bd · 2 ba · 2,115 sqft · $210/sqft · 146 DOM
Sold · Oct ’25$480,000
610 RIVIERA DUNES WAY UNIT 306
2 bd · 2 ba · 1,758 sqft · $273/sqft · 102 DOM
Sold · Jun ’26$480,000
606 RIVIERA DUNES WAY UNIT 306
2 bd · 2 ba · 1,758 sqft · $273/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 615 RIVIERA DUNES WAY UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 615 RIVIERA DUNES WAY UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
615 RIVIERA DUNES WAY UNIT 402 FAQs
What would the monthly payment be for 615 RIVIERA DUNES WAY UNIT 402?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,376/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 615 RIVIERA DUNES WAY UNIT 402?+
The most recent tax bill on record (2025) was $8,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 615 RIVIERA DUNES WAY UNIT 402?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $399,500, this home is listed about 1% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
113 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $410,000, now $399,500 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DREAMIFY REAL ESTATE LLC · Jessica Peterson. MLS #A4690297.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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