
4110 WILLOW HAMMOCK DR, PALMETTO, FL, 34221
Active52 days on marketListed Jun 6, 2026MLS #A4695926
About this home
4110 WILLOW HAMMOCK DR
Welcome home to this stunning Florida oasis! The highly favored Aisle floor plan has everything you want and in the most beautiful aesthetic, boasting tastefully updated design features like trending painted cabinetry, permanent outdoor lighting, updated appliances, luxury vinyl plank flooring, shiplap and wainscoting accent walls, antique chandeliers, and designer outlet covers. The downstairs living area has luxury vinyl and is an inviting open concept that showcases a half bath and kitchen with tons of storage. The downstairs, stairway and loft, along with the primary suite have luxury vinyl as well, and the remaining bedrooms are carpeted. For privacy and convenience, this floor plan has the bedrooms as well as the laundry room upstairs. The construction for this home is solid block (even on the second story!!) with a new roof in 2025 that truly gives a huge sense of security during the Florida rainy seasons. It has been pre-inspected and every minute detail has been addressed, making this property truly turn-key. The back yard is fenced and has a solid block back wall to aid in noise reduction and added privacy. The commute to anywhere from Manatee County to Sarasota or Hillsborough is a breeze with access to interstates I75 and I275 less than a 10 min drive. There's plenty of shopping and restaurants in the area, and the neighborhood often has food trucks and holiday gatherings by the (heated) pool cabana. It's truly a Florida paradise ready for the next person to love. Come see the attention to detail and what makes this home truly special!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,007
Sqft
0.11 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,663 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,663/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs Palmetto actives
$169 vs $207
Days on market
52 vs 55 typical
Where $169/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Willow Hammock
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Willow Hammock — neighborhood snapshot
Population
2,129
Median age
34
Median income
$93,108
Median home value
$332,600
Avg household
4
Households w/ children
292
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
217 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 4110 WILLOW HAMMOCK DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$349,000
5132 WILLOW BREEZE WAY · same community
4 bd · 2.5 ba · 1,997 sqft · $175/sqft · 162 DOM
Sold · Jan ’26$370,000
4527 WILLOW HAMMOCK DRIVE · same community
4 bd · 2 ba · 1,828 sqft · $202/sqft · 20 DOM
Sold · Aug ’25$370,000
4907 WEDGELEAF WAY · same community
4 bd · 2.5 ba · 2,252 sqft · $164/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4110 WILLOW HAMMOCK DR — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4110 WILLOW HAMMOCK DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4110 WILLOW HAMMOCK DR FAQs
What would the monthly payment be for 4110 WILLOW HAMMOCK DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,663/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4110 WILLOW HAMMOCK DR?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4110 WILLOW HAMMOCK DR?+
The most recent tax bill on record (2025) was $3,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4110 WILLOW HAMMOCK DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $339,900, this home is listed about 15% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4110 WILLOW HAMMOCK DR?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ZHUZH SRQ · Becka Guilfoyle. MLS #A4695926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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