David Ramirez
$2,348,000$2,400,0002 bd2.5 ba2,019 sqft$1,163 /sqft$15,263 /mo all-in ↓

1300 BENJAMIN FRANKLIN DRIVE UNIT 301, SARASOTA, FL, 34236

Active61 days on marketListed Jun 4, 2026MLS #A4695838

Reduced $52KWaterfrontFully furnishedCondominiumTHE BEACH RESIDENCES

About this home

1300 BENJAMIN FRANKLIN DRIVE UNIT 301

One or more photo(s) has been virtually staged. Live where others wish to vacation... Steps from the quartz sandy shores of Lido Key sits The Beach Residences Sarasota. This luxury Gulf-front and sun-kissed haven is where opulence is complimented by exclusivity. Managed by the famed Ritz-Carlton, this contemporary high-rise is where legendary service meets an incomparable array of upscale amenities and resort-style leisure. Nestled on the coveted Sarasota Bay barrier island of Lido Key, this expansive residence features a thoughtful 2-bedroom 2.5-bath layout that blends an open-concept plan with a split-bedroom design for optimal privacy. A welcoming foyer frames the turquoise Gulf waters and lush emerald green tropical landscaping as you step inside. Perched on the 3rd floor, soaring 10-foot ceilings and floor-to-ceiling walls of glass flood the residence with natural light. The great room and dining area flow seamlessly to a private terrace that spans the full width of the residence. With views from a generous 400+ square-foot outdoor space, you can enjoy alfresco dining and cool Gulf breezes. This residence is ideal for entertaining, with a layout tailored for gatherings or intimate evenings with friends and family. The chef’s kitchen overlooks an inviting living area and features granite countertops, a substantial breakfast bar, solid-wood cabinetry, gas cooktop, built-in appliances, and a Sub-Zero refrigerator. Both bedrooms open directly to an expansive terrace for stunning westerly views and award-winning daily sunsets. The gracious primary suite serves as a serene retreat, featuring a spa-inspired bath and jetted tub, large walk-in shower, dual vanities, and a spacious walk-in closet. Additional conveniences include a laundry room with sink, deeded garage parking space, separate air-conditioned storage room, and 2 guest suites available for visitors. The Beach Residences are renowned for exceptional service and offer premier private-event spaces, including a social room with bar, boardroom, billiards or ping-pong room. Enjoy self-care in the private fitness center or indulge in fresh popcorn in the theatre or cappuccino at the coffee bar. Treat yourself with the massage room, yoga room, sauna, and beautiful outdoor pool and spa. Play with your furry friends in a private dog-run in this pet-friendly building with no weight limit! Grill a fresh catch near the fire pit where massive grilling stations complement the resort-style ambiance. Residents enjoy: a 24-hour manned entry gate house, full-time concierge, 24-hour front desk security, onsite Ritz-Carlton Manager, a shuttle bus to St. Armands Circle or to the Ritz-Carlton Hotel in the city. Also, minutes away lie Sarasota’s pillow-soft beaches, while St. Armands Circle has upscale dining, shopping, and entertainment. The downtown arts and cultural scene is within easy reach, providing countless recreational options. As the sole single-level residence of its configuration currently available in The Beach Residences, this true 2-bedroom unit with 2 full baths plus a powder room represents a rare and exceptional opportunity. Schedule a private tour to see how this grand lifestyle can become your reality. Membership is available to the Ritz-Carlton Members Club immediately upon closing.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,019

Sqft

2.03 ac

Lot size

1

Garage

2005

Year built

One

Levels

$1,163

Per sqft

WaterfrontGarden & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Water
FacesWest
ParkingAssigned · Covered · Ground Level · Guest · Reserved · Under Building · Valet
ExteriorBalcony · Dog Run · Fire Pit · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Sauna · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2026)$18,628/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,263 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,670
PMI (est., until 20% equity)$881
Property tax — 2026 actual bill$1,552
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $234,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $234,800
Interest rate6.00%
Loan term

Estimated payment

$15,263/mo

Principal & interest$12,670
PMI (est., until 20% equity)$881
Property taxes (actual bill)$1,552
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.3M
$712KedgeAI estimate $1,115,600 · range $742K$1.4M$2.4M

vs edgeAI estimate

+110.5%

$/sqft vs Sarasota actives

$1,163 vs $343

Days on market

61 vs 62 typical

Where $1,163/sqft sits among the 400 Sarasota actives

223
59
35
36
17 · this home
30
$157–381$381–604$604–828$828–1051$1051–1275$1275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lido Key

Map of 1300 BENJAMIN FRANKLIN DRIVE UNIT 301 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lido Key — neighborhood snapshot

Population

1,257

Median age

68

Median income

$250,001

Median home value

$1,127,100

Avg household

2

Households w/ children

18%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

161 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 183% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,348,000 $52K
Jun 4, 2026Listed at $2,400,000 · 61 days on market since
2005Built · THE BEACH RESIDENCES

Reality check

What actually sold near 1300 BENJAMIN FRANKLIN DRIVE UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1300 BENJAMIN FRANKLIN DRIVE UNIT 303Sold · Jul ’26

$2,000,000

1300 BENJAMIN FRANKLIN DRIVE UNIT 303 · same community

2 bd · 2 ba · 1,855 sqft · $1,078/sqft · 62 DOM

1300 BENJAMIN FRANKLIN DRIVE UNIT 505Sold · Dec ’25

$3,450,000

1300 BENJAMIN FRANKLIN DRIVE UNIT 505 · same community

3 bd · 3 ba · 3,302 sqft · $1,045/sqft · 13 DOM

1300 BENJAMIN FRANKLIN DRIVE UNIT 501Sold · Jun ’26

$4,750,000

1300 BENJAMIN FRANKLIN DRIVE UNIT 501 · same community

3 bd · 3.5 ba · 4,194 sqft · $1,133/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1300 BENJAMIN FRANKLIN DRIVE UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1300 BENJAMIN FRANKLIN DRIVE UNIT 301 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1300 BENJAMIN FRANKLIN DRIVE UNIT 301 FAQs

What would the monthly payment be for 1300 BENJAMIN FRANKLIN DRIVE UNIT 301?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1300 BENJAMIN FRANKLIN DRIVE UNIT 301?+

The most recent tax bill on record (2026) was $18,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1300 BENJAMIN FRANKLIN DRIVE UNIT 301?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,348,000, this home is listed about 308% above the Sarasota median of $574,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1300 BENJAMIN FRANKLIN DRIVE UNIT 301?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,348,000 runs 183% above the SARASOTA 34236 median — but at 2,019 sqft it's also 19% larger than the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,400,000, now $2,348,000 — a $52K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Judy Kepecz-Hays. MLS #A4695838.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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