David Ramirez
$4,800,000$4,888,0003 bd3 ba3,352 sqft$1,432 /sqft$30,783 /mo all-in ↓

1300 BENJAMIN FRANKLIN DRIVE UNIT 809, SARASOTA, FL, 34236

Active182 days on marketListed Feb 3, 2026MLS #A4679860

Reduced $88KCondominiumTHE BEACH RESIDENCES

About this home

1300 BENJAMIN FRANKLIN DRIVE UNIT 809

Elegance on the Beach - Luxury Managed by the Ritz-Carlton -The Beach Residence on Lido Key, where concierge and security set the standard for gracious coastal living in Sarasota. Ideal for the executives or a family that cherishes together time, refined beachfront ambience, this residence combines quiet sophistication with spectacular views. This residence has been remodeled and redesigned to perfection. To see it is to fall in love and experience immediate enjoyment. Residence #809 captures the Sarasota Skyline and Intracoastal Waterway vista, a bird sanctuary, an ecological lagoon, and sweeping panoramas of Siesta Key, accented by the sparkling downtown Sarasota lights at night. Experience intimate, romantic evenings in a serene setting.3 bedrooms and 3 baths, or 2 bedrooms with a den (home office) for enhanced versatility. Two primary suites: one with an expansive closet/dressing room; the other offers built-in, oversized closets. Library/Den/Office: a refined space that can adapt to your needs, now a 3rd bedroom. Redesigned kitchen equipped for gourmet preparation and entertaining. 10-ft ceilings, an emphasis, and renowned Ritz-Carlton stewardship throughout. Private elevator foyer, floor-to-ceiling glass walls frame panoramic Intercoastal waterway, lagoon, city, sunrise, and moonrise vistas. Generous communal amenities, including a Boardroom, Theater, Sauna, Massage Room, Ping-Pong or Yoga Room, and more, are ideal for work, wellness, and social gatherings. Location is within easy walking/biking distance, or a short ride on the Ritz-Carlton shuttle bus to St. Armands Circle for dining and boutique shopping. The Beach Residences combine coastal luxury with effortless, Ritz-Carlton-managed services. Every day feels like a vacation—yet this is your everyday reality. Enter a world where dreams meet coastal living, and where the finest details are front and center. On-site restaurant and bar, The Beach Club pool, and tiki bar on the beach. Beach Club Membership included, and no wait list. Where The Ritz-Carlton Beach Residences align with Lido Key’s sun-kissed coastal lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,352

Sqft

2

Garage

2005

Year built

One

Levels

$1,432

Per sqft

FireplaceCity & Water viewNegotiablePets allowed

Inside

FlooringMarble · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside
CoolingCentral Air · Humidity Control · Zoned
HeatingCentral · Zoned
FurnishedNegotiable

Outside & construction

RoofMembrane · Other
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewCity · Water
FacesWest
ParkingAssigned · Circular Driveway · Covered · Deeded · Garage Door Opener · Guest · Oversized · Under Building
ExteriorBalcony · Dog Run · Fire Pit · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Entrance · Private Mailbox · Sauna · Sidewalk · Storage

Community & fees

Taxes (2025)$35,066/yr
PetsCats OK, Dogs OK, Yes
CommunityWater Access · Waterfront · Association Recreation - Owned · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Restaurant

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$30,783 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$25,901
PMI (est., until 20% equity)$1,800
Property tax — 2025 actual bill$2,922
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $480,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $480,000
Interest rate6.00%
Loan term

Estimated payment

$30,783/mo

Principal & interest$25,901
PMI (est., until 20% equity)$1,800
Property taxes (actual bill)$2,922
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.8M
$1.5MedgeAI estimate $2,466,964 · range $1.6M$2.9M$5.0M

vs edgeAI estimate

+94.6%

$/sqft vs Sarasota actives

$1,432 vs $343

Days on market

182 vs 62 typical

Where $1,432/sqft sits among the 400 Sarasota actives

223
59
35
36
17
30 · this home
$157–381$381–604$604–828$828–1051$1051–1275$1275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lido Key

Map of 1300 BENJAMIN FRANKLIN DRIVE UNIT 809 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lido Key — neighborhood snapshot

Population

1,257

Median age

68

Median income

$250,001

Median home value

$1,127,100

Avg household

2

Households w/ children

18%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

161 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 468% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,800,000 $88K
Feb 3, 2026Listed at $4,888,000 · 182 days on market since
2005Built · THE BEACH RESIDENCES

Reality check

What actually sold near 1300 BENJAMIN FRANKLIN DRIVE UNIT 809

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1300 BENJAMIN FRANKLIN DRIVE UNIT 505Sold · Dec ’25

$3,450,000

1300 BENJAMIN FRANKLIN DRIVE UNIT 505 · same community

3 bd · 3 ba · 3,302 sqft · $1,045/sqft · 13 DOM

1300 BENJAMIN FRANKLIN DRIVE UNIT 501Sold · Jun ’26

$4,750,000

1300 BENJAMIN FRANKLIN DRIVE UNIT 501 · same community

3 bd · 3.5 ba · 4,194 sqft · $1,133/sqft · 28 DOM

1300 BENJAMIN FRANKLIN DRIVE UNIT 701Sold · Jun ’26

$4,708,000

1300 BENJAMIN FRANKLIN DRIVE UNIT 701 · same community

3 bd · 3.5 ba · 4,196 sqft · $1,122/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1300 BENJAMIN FRANKLIN DRIVE UNIT 809 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1300 BENJAMIN FRANKLIN DRIVE UNIT 809 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1300 BENJAMIN FRANKLIN DRIVE UNIT 809 FAQs

What would the monthly payment be for 1300 BENJAMIN FRANKLIN DRIVE UNIT 809?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $30,783/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1300 BENJAMIN FRANKLIN DRIVE UNIT 809?+

The most recent tax bill on record (2025) was $35,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1300 BENJAMIN FRANKLIN DRIVE UNIT 809?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $4,800,000, this home is listed about 742% above the Sarasota median of $569,945. The market section on this page shows how the area is trending.

Which schools are assigned to 1300 BENJAMIN FRANKLIN DRIVE UNIT 809?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$4,800,000 runs 468% above the SARASOTA 34236 median — but at 3,352 sqft it's also nearly twice the size of the typical Sarasota listing.

02City & Water views

The city and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

182 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $4,888,000, now $4,800,000 — a $88K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Judy Kepecz-Hays. MLS #A4679860.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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