
1205 LISA LANE, OKEECHOBEE, FL, 34974
Active24 days on marketListed Jun 29, 2026MLS #A4695726
About this home
1205 LISA LANE
Welcome to your private waterfront retreat in Okeechobee, where peaceful canal living meets comfort, functionality, and true Florida lifestyle. This beautifully maintained property offers direct water access with multiple covered boat docks, making it the perfect escape for boating, fishing, and outdoor enthusiasts. From the moment you arrive, you’ll appreciate the pride of ownership, charming coastal-inspired exterior, metal roof, and detached oversized garage ideal for storing boats, toys, tools, or creating the ultimate workshop space. Inside, the home features an open-concept layout filled with natural light, neutral finishes, crown molding, and spacious living areas designed for both relaxation and entertaining. The kitchen opens seamlessly into the dining and family room, creating a warm and inviting atmosphere for gatherings with family and friends. The primary suite offers a cozy coastal feel with generous space, while the large bathroom includes dual vanities, a walk-in shower, and abundant storage. Additional flex spaces and enclosed porch areas provide endless possibilities for a game room, hobby room, office, or additional entertaining area overlooking the water. Step outside and experience true Old Florida living with expansive canal views, covered sitting areas, screened spaces, and private docks ready for your next sunset cruise or fishing adventure. Whether you’re looking for a seasonal getaway, full-time residence, fisherman’s paradise, or investment opportunity, unique waterfront property. Enjoy privacy, space, waterfront access, and unforgettable sunsets — all while being conveniently located near local marinas, dining, shopping, and the natural beauty that makes Okeechobee so special. This property includes a powerful 22kW Generac standby generator designed to provide back up power during electrical outages.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,260
Sqft
0.26 ac
Lot size
1
Garage
1966
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$2 vs $202
Days on market
24 vs 11 typical
Where $2/sqft sits among the 278 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
18 of 278
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1205 LISA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$342,500
1114 LISA LANE · same community
3 bd · 2 ba · 2,082 sqft · $165/sqft · 87 DOM
Sold · Feb ’26$265,000
1558 CHOBEE STREET
2 bd · 2 ba · 1,248 sqft · $212/sqft · 219 DOM
Sold · Oct ’25$88,500
1065 25TH STREET
2 bd · 2 ba · 1,272 sqft · $70/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1205 LISA LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1205 LISA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1205 LISA LANE FAQs
What would the monthly payment be for 1205 LISA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1205 LISA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $2,300, this home is listed about 99% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of XCLUSIVE HOMES LLC · Diana Villarreal. MLS #A4695726.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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