David Ramirez
$374,9002 bd2 ba1,260 sqft$298 /sqft$2,938 /mo all-in ↓

1205 LISA LANE, OKEECHOBEE, FL, 34974

Active67 days on marketListed May 16, 2026MLS #A4693552

Single Family ResidenceBUCKHEAD RDG PARK

About this home

1205 LISA LANE

Welcome to your private waterfront retreat in Okeechobee, where peaceful canal living meets comfort, functionality, and true Florida lifestyle. This beautifully maintained property offers direct water access with multiple covered boat docks, making it the perfect escape for boating, fishing, and outdoor enthusiasts. From the moment you arrive, you’ll appreciate the pride of ownership, charming coastal-inspired exterior, metal roof, and detached oversized garage ideal for storing boats, toys, tools, or creating the ultimate workshop space. Inside, the home features an open-concept layout filled with natural light, neutral finishes, crown molding, and spacious living areas designed for both relaxation and entertaining. The kitchen opens seamlessly into the dining and family room, creating a warm and inviting atmosphere for gatherings with family and friends. The primary suite offers a cozy coastal feel with generous space, while the large bathroom includes dual vanities, a walk-in shower, and abundant storage. Additional flex spaces and enclosed porch areas provide endless possibilities for a game room, hobby room, office, or additional entertaining area overlooking the water. Step outside and experience true Old Florida living with expansive canal views, covered sitting areas, screened spaces, and private docks ready for your next sunset cruise or fishing adventure. Whether you’re looking for a seasonal getaway, full-time residence, fisherman’s paradise, or investment opportunity, this unique waterfront property delivers the lifestyle people move to Florida for. Enjoy privacy, space, waterfront access, and unforgettable sunsets — all while being conveniently located near local marinas, dining, shopping, and the natural beauty that makes Okeechobee so special. This property includes a powerful 22kW Generac standby generator designed to provide back up power during electrical outages.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,260

Sqft

0.26 ac

Lot size

1

Garage

1966

Year built

One

Levels

$298

Per sqft

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorOther
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionConcrete
FoundationSlab
FacesNorthwest
ParkingDriveway
ExteriorOther

Community & fees

Taxes (2025)$4,865/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,938 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$405
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$2,938/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$405
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Okeechobee

Map of 1205 LISA LANE

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$225K$338K

Okeechobee median sold, yr/yr

93.2%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

May 16, 2026Listed at $374,900 · 67 days on market since
1966Built · BUCKHEAD RDG PARK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1205 LISA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1205 LISA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1205 LISA LANE FAQs

What would the monthly payment be for 1205 LISA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,938/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1205 LISA LANE?+

The most recent tax bill on record (2025) was $4,865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $374,900, this home is listed about 34% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

Listing courtesy of XCLUSIVE HOMES LLC · Diana Villarreal. MLS #A4693552.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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