2403 VERMONT AVENUE E, BRADENTON, FL, 34208
Active56 days on marketListed May 29, 2026MLS #A4695037
About this home
2403 VERMONT AVENUE E
Set in the East Bradenton River District just steps from the water, this property gives you the relaxed Old Florida lifestyle that is getting harder to find. A massive Royal Poinciana tree, tropical landscaping, swaying palms, and a circular paver driveway create the feeling of a private Key West-style retreat from the moment you pull in. Inside, the classic ranch home has been extensively updated with a fresh coastal feel while still offering flexibility to make it your own over time. Recent improvements include a new roof, new flooring, doors, kitchen, bathroom, appliances, baseboards, and tankless water heater in 2025, plus a new A/C in the main house in 2024 and a new A/C in the guest casita in 2025. The backyard is designed for the Florida lifestyle. A resort-style pool with paver decking, outdoor bar and kitchen area, garden space, and a detached ADU guest casita create endless possibilities for extended family, guests, seasonal rental income, or your own private getaway setup. There is also room for your boat, camper, or extra toys with no deed restrictions holding you back. You are just minutes from the public boat ramp on the Braden River, I-75, downtown Bradenton, spring training games, waterfront restaurants, and Gulf Coast beaches. Whether you want a full-time home, winter escape, or investment with income potential, this one blends location, flexibility, and that authentic coastal Florida feel that so many properties try to recreate but rarely capture.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,651
Sqft
0.25 ac
Lot size
1
Garage
1963
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,140 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,140/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.6%
$/sqft vs Bradenton actives
$277 vs $236
Days on market
56 vs 53 typical
Where $277/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ayres Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Ayres Point — neighborhood snapshot
Population
2,684
Median age
27
Median income
$48,756
Median home value
$231,791
Avg household
3
Households w/ children
383
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
189 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 2403 VERMONT AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$390,000
221 VERMONT AVENUE E · same community
3 bd · 3 ba · 1,736 sqft · $225/sqft · 101 DOM
Sold · Feb ’26$525,000
812 W RIVER HEIGHTS AVENUE · same community
4 bd · 3 ba · 1,556 sqft · $337/sqft · 89 DOM
Sold · Jun ’26$600,000
4209 N HOLLY STREET · same community
3 bd · 2.5 ba · 1,423 sqft · $422/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2403 VERMONT AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2403 VERMONT AVENUE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2403 VERMONT AVENUE E FAQs
What would the monthly payment be for 2403 VERMONT AVENUE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,140/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2403 VERMONT AVENUE E?+
The most recent tax bill on record (2025) was $1,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2403 VERMONT AVENUE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $457,500, this home is listed about 16% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 2403 VERMONT AVENUE E?+
Manatee Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$457,500 runs 27% above the BRADENTON 34208 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $465,000, now $457,500 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC · Jordan Chancey, PA. MLS #A4695037.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 2403 VERMONT AVENUE E but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →