David Ramirez
$449,900$499,0003 bd1.5 ba1,858 sqft$242 /sqft$3,064 /mo all-in ↓

305 CHAUNCEY AVENUE, BRADENTON, FL, 34208

Active387 days on marketListed Jul 2, 2025MLS #A4656733

Reduced $49KSingle Family ResidenceRIVER HAVEN

About this home

305 CHAUNCEY AVENUE

This charming 3-bedroom, 1.5-bath Florida farmhouse invites you to experience the charm of classic Old Florida living. Just a stone's throw away from the vibrant Red Barn Flea Market and the stunning beaches of Anna Maria Island, this home is ideally situated for those who love the sun, surf, and local culture. Step inside to discover the warmth of the spacious living area, accentuated by a large, inviting fireplace that creates the perfect ambiance for cozy evenings. Nestled on nearly half an acre, this property is a blank canvas brimming with potential. Imagine cultivating a lush garden filled with vibrant flowers and homegrown vegetables or designing the dream pool you’ve always envisioned—your creativity knows no bounds here. Convenience is key with this location, as you'll find yourself just 9 miles from the idyllic beaches of Anna Maria Island, 3 miles from the Gulf Island Ferry, and mere moments from the bustling atmosphere of Downtown Bradenton, with its charming Main Street. Easy access to I-75 North and South, just 4 miles away, makes excursions to nearby attractions a breeze, while the shopping and dining options in Lakewood Ranch are just around the corner. This delightful home is perfect for families seeking a permanent residence, those searching for a vacation escape, or investors looking for a second home with excellent rental potential. Short-term rentals are permitted with completed applications, allowing you to capitalize on the area's tourism. Embrace the lifestyle you've always desired in this picturesque Florida retreat. The area is a vibrant blend of attractions perfect for outdoor enthusiasts and culture seekers. Enjoy shopping and dining at UTC Mall, explore the lush Henderson Park, or discover marine life at Mote Aquarium. Experience the charm of St. Armands Circle and the pristine shores of Longboat Key and Anna Maria Island. For fishing enthusiasts, the Sunshine Skyway Fishing Pier offers stunning views. Sun-soaked Saint Pete Beach is ideal for relaxation, while IMG Academy trains aspiring athletes. Catch exciting spring training baseball games featuring the Pirates, Orioles, and Yankees nearby.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,858

Sqft

0.46 ac

Lot size

1939

Year built

Two

Levels

$242

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2024)$681/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,064 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$57
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,064/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$57
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$368KedgeAI estimate $435,442 · range $383K$590K$613K

vs edgeAI estimate

+3.3%

$/sqft vs Bradenton actives

$242 vs $236

Days on market

387 vs 53 typical

Where $242/sqft sits among the 400 Bradenton actives

99
101
85 · this home
47
30
38
$122–179$179–236$236–293$293–350$350–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ayres Point

Map of 305 CHAUNCEY AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Ayres Point — neighborhood snapshot

Population

2,684

Median age

27

Median income

$48,756

Median home value

$231,791

Avg household

3

Households w/ children

383

For the school run

Manatee County School District

ElementaryManatee Elementary School★★★★★
HighManatee High School★★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,900 $49K
Jul 2, 2025Listed at $499,000 · 387 days on market since
1939Built · RIVER HAVEN

Reality check

What actually sold near 305 CHAUNCEY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

221 VERMONT AVENUE ESold · Nov ’25

$390,000

221 VERMONT AVENUE E · same community

3 bd · 3 ba · 1,736 sqft · $225/sqft · 101 DOM

812 W RIVER HEIGHTS AVENUESold · Feb ’26

$525,000

812 W RIVER HEIGHTS AVENUE · same community

4 bd · 3 ba · 1,556 sqft · $337/sqft · 89 DOM

1003 W RIVER HEIGHTS AVENUESold · Jul ’26

$547,500

1003 W RIVER HEIGHTS AVENUE · same community

4 bd · 2 ba · 2,202 sqft · $249/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 305 CHAUNCEY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 305 CHAUNCEY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

305 CHAUNCEY AVENUE FAQs

What would the monthly payment be for 305 CHAUNCEY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,064/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 305 CHAUNCEY AVENUE?+

The most recent tax bill on record (2024) was $681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 305 CHAUNCEY AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $449,900, this home is listed about 14% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 305 CHAUNCEY AVENUE?+

Manatee Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,900 runs 25% above the BRADENTON 34208 median — but at 1,858 sqft it's also 17% larger than the typical Bradenton listing.

02Time on market is leverage

387 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $499,000, now $449,900 — a $49K cut. The full history is in the market section below.

Listing courtesy of NEXTHOME EXCELLENCE · Michael Hertel. MLS #A4656733.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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