11903 UPPER MANATEE RIVER ROAD, BRADENTON, FL, 34212
Active57 days on marketListed May 27, 2026MLS #A4694857
About this home
11903 UPPER MANATEE RIVER ROAD
Located at the end of a long private driveway, this rare waterfront offering presents a truly unique opportunity along the banks of the Manatee River. Being offered together as one combined offering, these four separately parceled properties total just over 7 acres, with each parcel featuring approximately 100 feet of frontage on Upper Manatee River Road. Opportunities to acquire this much contiguous waterfront acreage under single ownership are becoming increasingly difficult to find. The property includes four existing residences with a variety of uses and possibilities. Two homes are currently leased, providing immediate income potential, one residence is ready for a major renovation or replacement, and the fourth is a two-story Key West-style home with solid character and room for a new owner’s vision. The largest home also includes a guest cottage and large storage barn, ideal for car collectors, RV storage, workshop space, or additional flexibility rarely found on waterfront property. With no deed restrictions, the possibilities here are extensive. Deep water access to the Manatee River, combined with acreage of this size and a location just north of the rapidly expanding Lakewood Ranch area, creates a compelling opportunity for a family compound, private estate, redevelopment project, or long-term waterfront investment. Large waterfront acreage is rare. Four contiguous riverfront parcels offered together is even more uncommon.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,300
Sqft
1.79 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$1,739
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$23,763 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,763/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NA
$1,739 vs $266
Days on market
57 vs 53 typical
Where $1,739/sqft sits among the 127 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34212 — neighborhood snapshot
Population
24,467
Median age
49.4
Median income
$119,298
Median home value
$478,000
Avg household
2.62
Households w/ children
2,300
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
55 of 127
NA have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 898% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 11903 UPPER MANATEE RIVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$2,725,000
859 MORGAN ALDERMAN ROAD · same community
3 bd · 2.5 ba · 2,200 sqft · $1,239/sqft · 25 DOM
Sold · Dec ’25$400,000
2712 S CRYSTAL LAKE DRIVE · same community
5 bd · 3 ba · 2,135 sqft · $187/sqft · 7 DOM
Sold · Nov ’25$455,000
24733 RANCH ROAD · same community
3 bd · 2.5 ba · 2,480 sqft · $183/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11903 UPPER MANATEE RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11903 UPPER MANATEE RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11903 UPPER MANATEE RIVER ROAD FAQs
What would the monthly payment be for 11903 UPPER MANATEE RIVER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,763/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11903 UPPER MANATEE RIVER ROAD?+
The most recent tax bill on record (2025) was $6,233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11903 UPPER MANATEE RIVER ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $4,000,000, this home is listed about 911% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 11903 UPPER MANATEE RIVER ROAD?+
Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,000,000 runs 898% above the BRADENTON 34212 median — but at 2,300 sqft it's also 45% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gene Witt Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Joe Murphy. MLS #A4694857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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