1202 MCGREGOR STREET, PUNTA GORDA, FL, 33950
Active45 days on marketListed Jun 8, 2026MLS #A4694693
About this home
1202 MCGREGOR STREET
Charming home nestled in the Historic District of Punta Gorda. Just a short stroll or bike ride takes you to downtown or Fisherman's Village, where you will discover great local restaurants, boutiques, vibrant farmers markets, and the scenic waterfront at Gilchrist Park. Here you can enjoy pickleball, basketball, tennis, fishing, playgrounds, and sunset walks along the harbor front walk path. This home was custom built five years ago featuring many upgrades. Inside, there is a Premier Water Purification filtration system throughout the home and the floors are covered with waterproof scratch-free laminate. Abundant windows help fill the space with natural light, enhancing the bright, airy feel in every room. The kitchen is both functional and inviting, featuring stone quarts tops and complimentary mirror backsplash, newer Bausch appliances, and a window overlooking the fenced in private backyard that provides a private retreat with plenty of room to relax or entertain The dining room as a hurricane window door exits to this cozy courtyard setting with a 20 x 12 awning with an automatic-closing feature when winds increase too much. The primary suite bathroom has double sinks, shower and walk in closet. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, this property places you in the center of one of Florida’s most charming coastal towns. Historic surroundings, tree-lined streets, and close proximity to marinas, boating, and the harbor lifestyle make this a rare chance to own in the downtown Punta Gorda area. Too many additional features to list. MUST SEE THIS HOME!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,270
Sqft
0.12 ac
Lot size
1
Garage
2020
Year built
One
Levels
$335
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+79.9%
$/sqft vs Punta Gorda actives
$335 vs $207
Days on market
45 vs 59 typical
Where $335/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1202 MCGREGOR STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$150,000
1348 ROCK DOVE COURT UNIT C103
2 bd · 2 ba · 1,282 sqft · $117/sqft · 406 DOM
Sold · Aug ’25$145,000
1348 ROCK DOVE COURT UNIT C201
2 bd · 2 ba · 1,282 sqft · $113/sqft · 41 DOM
Sold · Sep ’25$186,000
1348 AQUI ESTA DRIVE
2 bd · 2 ba · 1,329 sqft · $140/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1202 MCGREGOR STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1202 MCGREGOR STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1202 MCGREGOR STREET FAQs
What would the monthly payment be for 1202 MCGREGOR STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,189/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1202 MCGREGOR STREET?+
The most recent tax bill on record (2025) was $4,067. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1202 MCGREGOR STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $425,000, this home is listed about 23% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 1202 MCGREGOR STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SANDERLING REAL ESTATE · Grant Burns. MLS #A4694693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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