2295 N BEACH ROAD UNIT 23, ENGLEWOOD, FL, 34223
Active77 days on marketListed May 19, 2026MLS #A4694162
About this home
2295 N BEACH ROAD UNIT 23
LOCATION, LOCATION, LOCATION — BEACH LIVING WITH FLEXIBLE FINANCING! Seller will consider a land contract with half down, making this an incredible opportunity to own a piece of Manasota Key paradise. Just steps from the sand, this beautifully updated 2-bedroom, 2-bath home is located in the highly sought-after Gulf-to-Bay community, where the beach truly feels like your backyard. Enjoy morning coffee with ocean breezes and unwind with stunning Gulf sunsets—this is the coastal lifestyle buyers dream about. Inside, the home has been tastefully updated for comfort and ease, featuring a new A/C system, newer appliances, and sleek quartz countertops—perfect for low-maintenance, move-in-ready living. Positioned on the Lemon Bay side, residents enjoy access to a private boat ramp, waterfront pavilion, and a welcoming clubhouse that creates a true sense of community. This resident-owned 55+ Gulf-to-Bay cooperative spans approximately 7.5 acres and includes private beach access—an incredibly rare find on Manasota Key. Sold turnkey and ready to enjoy immediately. Beach… boating… sunsets… this is the one everyone waits for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
800
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$437
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,703 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,703/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$437 vs $240
Days on market
77 vs 68 typical
Where $437/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,036
Median age
67.6
Median income
$70,155
Median home value
$358,000
Avg household
1.89
Households w/ children
693
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 2295 N BEACH ROAD UNIT 23
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$562,000
90 WILHELM DRIVE
2 bd · 1.5 ba · 786 sqft · $715/sqft · 69 DOM
Sold · Jan ’26$380,000
2240 N BEACH ROAD UNIT 22D
2 bd · 2 ba · 762 sqft · $499/sqft · 44 DOM
Sold · Jun ’26$200,000
410 DIJE STREET
1 bd · 1 ba · 859 sqft · $233/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2295 N BEACH ROAD UNIT 23 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2295 N BEACH ROAD UNIT 23 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2295 N BEACH ROAD UNIT 23 FAQs
What would the monthly payment be for 2295 N BEACH ROAD UNIT 23?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,703/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2295 N BEACH ROAD UNIT 23?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2295 N BEACH ROAD UNIT 23?+
The most recent tax bill on record (2025) was $2,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2295 N BEACH ROAD UNIT 23?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $349,900, this home is listed about 4% below the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2295 N BEACH ROAD UNIT 23?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Christy Griffin. MLS #A4694162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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