
640 TAMIAMI TRAIL, PORT CHARLOTTE, FL, 33953
Active83 days on marketListed May 15, 2026MLS #A4693530
About this home
640 TAMIAMI TRAIL
General Commercial Re-Development Site: 2.21 Acres on Tamiami Trail. Eliminate infrastructure delays and save thousands in impact fees with this high-visibility, shovel-ready 2.21-acre commercial parcel. Located at the high-traffic intersection of Tamiami Trail and Camrose Street, this prime lot is a builder’s blank canvas, perfectly optimized for strategic investors, commercial developers, or owner-users looking to break ground immediately. Unlike standard vacant land, this premium parcel comes packed with significant infrastructure already in place, drastically reducing capital expenditure and shortening your timeline for occupancy. Includes a robust, existing 15,000+ sq ft concrete slab on site, built to easily support your structure. Engineered and cleared to accommodate a commercial footprint up to 20,000 sq ft. Comes with existing, transferable stormwater retention infrastructure designed for up to a 20,000 sq ft building. Sits securely at 14.5 feet above sea level and is completely located within Flood Zone X, eliminating mandatory federal flood insurance requirements. Public utilities are already capped and ready for immediate connection, alongside high-capacity 3-phase electric on site. Includes a paved parking lot with 70+ existing spaces (with physical footprint potential for more), and lot lighting. Features a dedicated, separate deep well on site to keep landscaping irrigation costs to a minimum. This parcel commands premier frontage along Tamiami Trail, an expanding commercial corridor known for its heavy daily vehicle traffic (38,000 VPD) and strong sub-market growth. Surrounded by residential development and national commercial anchors, a new development here steps directly into a built-in, consumer base. Schedule your showing today!
Facts & features
The home at a glance
2.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,493 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,493/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11264% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 640 TAMIAMI TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$274,990
273 TIPTON STREET · same community
3 bd · 2 ba · 1,285 sqft · $214/sqft · 47 DOM
Sold · Apr ’26$265,018
16342 COCONUT PALM DRIVE
3 bd · 2 ba · 1,470 sqft · $180/sqft · 18 DOM
Sold · Feb ’26$280,000
16351 COCONUT PALM DRIVE
3 bd · 2 ba · 1,503 sqft · $186/sqft · 323 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 640 TAMIAMI TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 640 TAMIAMI TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
640 TAMIAMI TRAIL FAQs
What would the monthly payment be for 640 TAMIAMI TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,493/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 640 TAMIAMI TRAIL?+
The most recent tax bill on record (2025) was $10,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $2,500,000, this home is listed about 652% above the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.
Which schools are assigned to 640 TAMIAMI TRAIL?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Chris Baylis. MLS #A4693530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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