29 MONTEGO DRIVE, PALMETTO, FL, 34221
Active76 days on marketListed May 9, 2026MLS #A4693103
About this home
29 MONTEGO DRIVE
ENJOY THE FLORIDA RV LIFESTYLE IN TROPIC ISLES! Great opportunity to own a beautifully paved RV lot in Tropic Isles Co-op, a resident-owned 55+ waterfront community known for its active lifestyle, boating amenities, and friendly atmosphere. This RV has been beautifully paved. The low $325 monthly maintenance fee covers water, sewer, garbage, recycling, park management, and access to all community amenities including the marina. Residents enjoy 3 waterfront basins, 2 clubhouses, bait shop, fuel station, boat launch, heated pool & spa, kayak launch and storage racks, plus endless social activities and breathtaking Florida sunsets. Whether you’re seeking a seasonal getaway or year-round fun, Tropic Isles offers the perfect blend of relaxation, recreation, and community living. Come join the fun!
Facts & features
The home at a glance
0.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$987 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$987/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tropic Isles Mobile Home Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Tropic Isles Mobile Home Estates — neighborhood snapshot
Population
744
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
47%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 29 MONTEGO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$155,000
14 BASIN STREET · same community
1 bd · 1 ba · 480 sqft · $323/sqft · 151 DOM
Sold · Mar ’26$55,000
154 MAUI DRIVE · same community
1 bd · 1 ba · 480 sqft · $115/sqft · 392 DOM
Sold · May ’26$180,000
230 BIMINI DRIVE · same community
2 bd · 2 ba · 540 sqft · $333/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 29 MONTEGO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 29 MONTEGO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
29 MONTEGO DRIVE FAQs
What would the monthly payment be for 29 MONTEGO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $987/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 29 MONTEGO DRIVE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 29 MONTEGO DRIVE?+
The most recent tax bill on record (2025) was $784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 29 MONTEGO DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $69,000, this home is listed about 83% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 29 MONTEGO DRIVE?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Carmen Garcia Urgelles. MLS #A4693103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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