269 JAMAICA DRIVE, PALMETTO, FL, 34221
Active493 days on marketListed Mar 30, 2025MLS #A4645390
About this home
269 JAMAICA DRIVE
Oversized Corner Lot in Tropic Isles – Build Your 3BR/2BA Dream Home! Don’t miss this exceptional opportunity to own a large, corner vacant lot in Tropic Isles Co-Op, a highly desirable 55+ resident-owned waterfront community along Florida’s beautiful Sun Coast. This oversized lot offers the rare flexibility to accommodate a spacious 3-bedroom, 2-bath home, making it an ideal choice for those looking to build a full-time residence or seasonal retreat with room to truly enjoy. Property Highlights: - Large corner lot with added privacy and space - Can accommodate a 3BR/2BA home (verify with community guidelines) - Prime location within a waterfront community - Excellent opportunity to design and build your custom Florida home - Peek-A-Boo view of the water Community Lifestyle: Tropic Isles is known for its active, friendly atmosphere, offering a wide range of social activities, boating access, and waterfront amenities. This pet-friendly community provides the perfect blend of relaxation and engagement, all just minutes from beaches, dining, shopping, and entertainment. Important Information: Background check required for purchase ($75 per person non-refundable fee) Buyers are encouraged to review all Co-Op documents prior to submitting an offer This is your chance to secure a premium-sized lot in a sought-after waterfront community and build exactly what you want. Schedule your private showing today and start planning your place in paradise!
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$963 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$963/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tropic Isles Mobile Home Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Tropic Isles Mobile Home Estates — neighborhood snapshot
Population
744
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
47%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 269 JAMAICA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$155,000
14 BASIN STREET · same community
1 bd · 1 ba · 480 sqft · $323/sqft · 151 DOM
Sold · Mar ’26$55,000
154 MAUI DRIVE · same community
1 bd · 1 ba · 480 sqft · $115/sqft · 392 DOM
Sold · May ’26$180,000
230 BIMINI DRIVE · same community
2 bd · 2 ba · 540 sqft · $333/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 269 JAMAICA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 269 JAMAICA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
269 JAMAICA DRIVE FAQs
What would the monthly payment be for 269 JAMAICA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $963/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 269 JAMAICA DRIVE?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 269 JAMAICA DRIVE?+
The most recent tax bill on record (2024) was $1,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 269 JAMAICA DRIVE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $65,000, this home is listed about 84% below the Palmetto median of $395,318. The market section on this page shows how the area is trending.
Which schools are assigned to 269 JAMAICA DRIVE?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$65,000 is 83% below the PALMETTO 34221 median of $372,000.
02Time on market is leverage
493 days on market against a Palmetto median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $75,000, now $65,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Jose Torres. MLS #A4645390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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