8093 TEA OLIVE TERRACE, PALMETTO, FL, 34221
Active78 days on marketListed May 16, 2026MLS #A4692912
About this home
8093 TEA OLIVE TERRACE
Short Sale. Better than new construction! This highly updated, turnkey masterpiece in the ideally located subdivision of Imperial Lakes offers maximum luxury without the wait, absolutely NO CDD fees, and the peace of mind of being situated in a no-flood zone. Nestled on an oversized, fully fenced lot with zero backyard neighbors, the property sits quietly off the south side of Moccasin Wallow Golf Club. The owner spared no expense on premium upgrades, starting with hurricane impact windows and doors throughout the entire home. Inside, the gourmet kitchen is a chef’s dream, featuring a natural gas range, double oven, vented range hood, quartz countertops, a custom backsplash, and designer cabinetry. High-end finishes elevate every corner, including oak stairs, premium tile flooring, upgraded baseboards, custom light fixtures, sleek hardware, raised vanities, and a frameless glass shower door. The home is completely modernized for efficiency and tech, boasting a natural gas water heater and dryer hookups alongside comprehensive pre-wiring for high-speed internet, surround sound speakers, and a security system. Location is everything, offering seamless access to I-75, a short walk or drive to the Publix, restaurants, and coffee shops just outside the community entrance, and close proximity to the upcoming hospital. Enjoy the ultimate blend of style, security, and convenience in an area primed for tremendous growth!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,432
Sqft
0.2 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,476 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,476/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.4%
$/sqft vs Palmetto actives
$175 vs $205
Days on market
78 vs 55 typical
Where $175/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
219 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8093 TEA OLIVE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
8077 TEA OLIVE TERRACE · same community
3 bd · 2 ba · 2,083 sqft · $180/sqft · 143 DOM
Sold · Jun ’26$489,900
8251 TEA OLIVE TERRACE · same community
3 bd · 2 ba · 2,080 sqft · $236/sqft · 53 DOM
Sold · Jun ’26$565,000
5515 GAVELLA COVE
4 bd · 3 ba · 2,444 sqft · $231/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8093 TEA OLIVE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8093 TEA OLIVE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8093 TEA OLIVE TERRACE FAQs
What would the monthly payment be for 8093 TEA OLIVE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,476/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8093 TEA OLIVE TERRACE?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8093 TEA OLIVE TERRACE?+
The most recent tax bill on record (2025) was $6,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8093 TEA OLIVE TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $425,000, this home is listed about 7% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8093 TEA OLIVE TERRACE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARCUS & COMPANY REALTY · Brent Martin, Llc. MLS #A4692912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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