David Ramirez
$589,9002 bd2 ba1,479 sqft$399 /sqft$4,065 /mo all-in ↓

711 MANATEE AVENUE, HOLMES BEACH, FL, 34217

Active73 days on marketListed May 12, 2026MLS #A4692722

Priced 53% below the HOLMES BEACH 34217 medianWaterfrontFully furnishedCondominiumWESTBAY COVE SOUTH

About this home

711 MANATEE AVENUE

Located at one of the HIGHEST ELEVATIONS on Anna Maria Island, this property did not experience water damage from past hurricanes. Turnkey furnished and move-in ready, this beautifully maintained 2BR/2BA condo offers peaceful water views, gorgeous sunrises, and the laid-back island lifestyle so many come to Anna Maria Island for. The updated kitchen with stainless steel appliances opens to the spacious great room and Florida room, creating an open and inviting space for relaxing or entertaining. The Florida room features a pull-out sofa and walls of windows overlooking the water, pool, and tropical landscaping. Both bedrooms are spacious with en suite bathrooms, including a large guest suite with a walk-in closet. The primary bedroom also enjoys water views and an adjoining flex space perfect for a home office or reading nook. Enjoy resort-style amenities including a saltwater pool overlooking the bay, tennis and pickleball courts, kayak and paddleboard storage, and a waterfront dock with direct access to Anna Maria Sound and Tampa Bay. Easy on and off the island, with Publix right around the corner, and just two blocks from Manatee Public Beach and close to the Kingfish Boat Ramp. Come see why this waterfront condo is the perfect place to enjoy the Anna Maria Island lifestyle. As an added bonus, buyer to receive up to $2,500 toward allowable closing costs when financing is obtained through Seller’s preferred/approved lender. Credit available at closing only and subject to buyer qualification, lender approval, and loan program guidelines

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,479

Sqft

2.99 ac

Lot size

1977

Year built

One

Levels

$399

Per sqft

WaterfrontFurnished

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Wood Siding
FoundationSlab
FacesWest
ExteriorFire Pit · Gray Water System · Irrigation System · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$6,011/yr
CommunityBuyer Approval Required · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,065 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,183
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$501
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,990
Interest rate6.00%
Loan term

Estimated payment

$4,065/mo

Principal & interest$3,183
PMI (est., until 20% equity)$221
Property taxes (actual bill)$501
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$432KedgeAI estimate $558,299 · range $450K$605K$629K

vs edgeAI estimate

+5.7%

$/sqft vs Holmes Beach actives

$399 vs $906

Days on market

73 vs 95 typical

Where $399/sqft sits among the 140 Holmes Beach actives

17 · this home
26
42
26
9
20
$399–590$590–782$782–973$973–1165$1165–1356$1356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holmes Beach

Map of 711 MANATEE AVENUE

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

76 of 140

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

May 12, 2026Listed at $589,900 · 73 days on market since
1977Built · WESTBAY COVE SOUTH

Reality check

What actually sold near 711 MANATEE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

743 MANATEE AVENUE UNIT 743Sold · Nov ’25

$645,000

743 MANATEE AVENUE UNIT 743 · same community

3 bd · 2 ba · 1,595 sqft · $404/sqft · 62 DOM

725 MANATEE AVENUE UNIT 725Sold · May ’26

$500,000

725 MANATEE AVENUE UNIT 725 · same community

2 bd · 2 ba · 1,187 sqft · $421/sqft · 119 DOM

721 MANATEE AVENUESold · Jan ’26

$575,000

721 MANATEE AVENUE · same community

2 bd · 2 ba · 1,179 sqft · $488/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 711 MANATEE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 711 MANATEE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

711 MANATEE AVENUE FAQs

What would the monthly payment be for 711 MANATEE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 711 MANATEE AVENUE?+

The most recent tax bill on record (2025) was $6,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holmes Beach?+

At $589,900, this home is listed about 57% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 711 MANATEE AVENUE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOLMES BEACH 34217 market on paper

$589,900 is 53% below the HOLMES BEACH 34217 median of $1,250,000, and at $399/sqft it sits under the Holmes Beach average of $939.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SAUTER BY THE WATER · Jim Sauter. MLS #A4692722.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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