David Ramirez
$585,0002 bd1.5 ba900 sqft$650 /sqft$4,133 /mo all-in ↓

3400 6TH AVENUE UNIT 6, HOLMES BEACH, FL, 34217

Active102 days on marketListed Apr 22, 2026MLS #J1000042

Priced 53% below the HOLMES BEACH 34217 medianFully furnishedCondominiumTHE FOUNTAINHEAD II

About this home

3400 6TH AVENUE UNIT 6

Turn-key furnished 2BD/2BA condo located directly across the street from the white sandy beaches of Anna Maria Island in Holmes Beach. This 900 sq ft unit offers a desirable two-level layout with living areas on the main level and bedrooms upstairs, each with its own private balcony. Open kitchen with island flows into a bright living space. Ceramic tile flooring throughout main areas. Community features a recently remodeled pool and fenced green area. Ideally located near restaurants, grocery stores, pharmacy, and shopping. Short-term rentals allowed, making this an excellent income-producing opportunity or perfect island getaway. Enjoy the charm of Anna Maria Island, known for its beautiful sunsets and relaxed coastal atmosphere, offering a wonderful setting to unwind and spend quality time by the beach.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

900

Sqft

0.46 ac

Lot size

1

Garage

1982

Year built

Two

Levels

$650

Per sqft

Garden & Pool viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationStilt/On Piling
ViewGarden · Pool
FacesEast
ParkingAssigned · Guest · Under Building
ExteriorBalcony

Community & fees

Taxes (2025)$7,166/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesPublic
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,133 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$597
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,133/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$597
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$553KedgeAI estimate $588,454 · range $577K$618K$643K

vs edgeAI estimate

−0.6%

$/sqft vs Holmes Beach actives

$650 vs $911

Days on market

102 vs 95 typical

Where $650/sqft sits among the 129 Holmes Beach actives

18
23 · this home
39
21
8
20
$420–608$608–796$796–984$984–1172$1172–1360$1360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Casanas

Map of 3400 6TH AVENUE UNIT 6 inside its neighborhood boundary

Drive times from this address

Downtown Tampa66 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

Casanas — neighborhood snapshot

Population

72

Median age

70

Median income

$59,104

Median home value

$649,228

Avg household

2

Households w/ children

2%

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

69 of 129

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

Apr 22, 2026Listed at $585,000 · 102 days on market since
1982Built · THE FOUNTAINHEAD II

Reality check

What actually sold near 3400 6TH AVENUE UNIT 6

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3400 6TH AVENUE UNIT 7Sold · Feb ’26

$575,000

3400 6TH AVENUE UNIT 7 · same community

2 bd · 2 ba · 900 sqft · $639/sqft · 71 DOM

2408 AVENUE BSold · May ’26

$870,000

2408 AVENUE B

2 bd · 2 ba · 896 sqft · $971/sqft · 398 DOM

2601 GULF DRIVE N UNIT B24Sold · Jul ’26

$250,000

2601 GULF DRIVE N UNIT B24

2 bd · 1 ba · 838 sqft · $298/sqft · 436 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3400 6TH AVENUE UNIT 6 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3400 6TH AVENUE UNIT 6 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3400 6TH AVENUE UNIT 6 FAQs

What would the monthly payment be for 3400 6TH AVENUE UNIT 6?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3400 6TH AVENUE UNIT 6?+

The most recent tax bill on record (2025) was $7,166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3400 6TH AVENUE UNIT 6?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $585,000, this home is listed about 57% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3400 6TH AVENUE UNIT 6?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOLMES BEACH 34217 market on paper

$585,000 is 53% below the HOLMES BEACH 34217 median of $1,250,000, and at $650/sqft it sits under the Holmes Beach average of $939.

02Garden & Pool views

The garden and pool view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1000042.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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