David Ramirez
$1,095,0004 bd5 ba2,810 sqft$390 /sqft$7,420 /mo all-in ↓

1523 1ST AVENUE W, BRADENTON, FL, 34205

Active88 days on marketListed May 5, 2026MLS #A4692483

Single Family ResidenceMRS LAURA HOUGHS

About this home

1523 1ST AVENUE W

Some houses have a story to tell. Others are still writing one. Restored with respect for its past and designed for how we live today, this 1913 home blends preserved architectural detail with thoughtful modern updates. Located in Point Pleasant in downtown Bradenton near Old Main Street, this classic American Four Square offers 4 bedrooms and 5 bathrooms with a layout that feels both traditional and livable. An easy care landscaped front yard leads to the expansive wraparound porch, a natural extension of the home that invites slow mornings and relaxed evenings. Inside, original leaded glass windows and a fireplace anchor the main living space, which flows easily into the family room and kitchen. The family room features impact windows and a full bath, offering flexibility for guests or everyday use. The kitchen and dining area have been thoughtfully opened to create a bright, welcoming space overlooking the side yard. Finished with KraftMaid cabinetry, LG appliances, a Bosch paneled dishwasher, butcher block counters, and a Dekton Entzo-topped island, it balances function and style without losing character. Just beyond, a reimagined butler’s pantry adds a wine refrigerator, dual drink drawers, sink, and additional cabinetry, creating an ideal transition for entertaining. Upstairs, three bedrooms include remodeled ensuite baths, while a fourth bedroom is served by an updated hall bath. The primary bath addition includes a walk-in shower, dual vanities, and a private water closet, designed with comfort and practicality in mind. The outdoor spaces are equally considered. A composite side deck, rebuilt rear porch, and a partially submerged swim spa create a private retreat. A professionally installed putting green, gas fire pit, outdoor shower, and bamboo fencing are complemented by landscape and string lighting that carry the space into the evening. Recent updates include a 2022 roof, HVAC systems (2023 and 2025), 16 impact windows, refinished wood floors, fresh interior paint, updated lighting, and new window treatments throughout. Located just moments from the Manatee River and Riverwalk, this home places you close to dining, boating, and the everyday rhythm of downtown Bradenton while offering a private, character-rich place to come home to. Despite its close proximity to the water, the property is located in Flood Zone X, where flood insurance is typically not required by lenders, offering an added layer of confidence.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

2,810

Sqft

0.18 ac

Lot size

1920

Year built

Two

Levels

$390

Per sqft

FireplacePets allowed

Inside

FlooringTile · Hardwood
AppliancesBar Fridge · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorStone Counters · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesNorth
ParkingAlley Access · On Street
ExteriorOutdoor Shower

Community & fees

Taxes (2025)$11,289/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,420 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property tax — 2025 actual bill$941
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,500
Interest rate6.00%
Loan term

Estimated payment

$7,420/mo

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property taxes (actual bill)$941
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$390 vs $251

Days on market

88 vs 53 typical

Where $390/sqft sits among the 400 Bradenton actives

100
94
92
48
26 · this home
40
$125–186$186–247$247–308$308–369$369–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Point Pleasant

Map of 1523 1ST AVENUE W inside its neighborhood boundary

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Point Pleasant — neighborhood snapshot

Population

580

Median age

75

Median income

$57,778

Median home value

$240,400

Avg household

2

Households w/ children

42%

For the school run

Manatee County School District

ElementaryBallard Elementary School★★★★
HighManatee High School★★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 508% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

May 5, 2026Listed at $1,095,000 · 88 days on market since
1920Built · MRS LAURA HOUGHS

Reality check

What actually sold near 1523 1ST AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1810 28TH STREET WSold · Oct ’25

$543,000

1810 28TH STREET W

3 bd · 2 ba · 2,644 sqft · $205/sqft · 453 DOM

1511 21ST STREET WSold · Apr ’26

$700,000

1511 21ST STREET W

4 bd · 3 ba · 2,228 sqft · $314/sqft · 3 DOM

1207 13TH AVENUE WSold · Jul ’26

$300,000

1207 13TH AVENUE W

3 bd · 2 ba · 2,064 sqft · $145/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1523 1ST AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1523 1ST AVENUE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1523 1ST AVENUE W FAQs

What would the monthly payment be for 1523 1ST AVENUE W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,420/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1523 1ST AVENUE W?+

The most recent tax bill on record (2025) was $11,289. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1523 1ST AVENUE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,095,000, this home is listed about 177% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1523 1ST AVENUE W?+

Ballard Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Cathy Palmer. MLS #A4692483.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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