258 SAPPHIRE LAKE DRIVE UNIT 202, BRADENTON, FL, 34209
Active83 days on marketListed May 13, 2026MLS #A4692418
About this home
258 SAPPHIRE LAKE DRIVE UNIT 202
Tucked into the exclusive Mangrove Walk enclave of Harbour Isle, this 3BD/2BA condo offers a gracious take on coastal living—just before the bridge to Anna Maria Island, in a gated waterfront community that feels worlds away. Inside, sunlight pours through expansive windows framing serene views of Sapphire Lake. Soaring ceilings, beamed detailing, and soft shiplap accents lend a sense of easy sophistication, while the open layout invites the kind of unhurried days the coast is known for. The kitchen is the natural heart of the home, anchored by an oversized island and finished with stainless appliances and generous cabinetry—designed for slow mornings and long evenings alike, flowing effortlessly into the dining and living spaces. The primary suite is a quiet retreat, with water views, dual vanities, and ample closet space. A flexible den offers room to work, read, or welcome guests. Step out to the screened back porch for your private slice of the tropics—an ideal spot to linger over coffee or sunset cocktails. A private elevator and attached two-car garage round out the thoughtful details. Life at Harbour Isle unfolds around the stunning Beach Club on Anna Maria Sound, where a sky bar and social lounge, resort-style pool and spa, fitness center, fire pit, private beach, and kayak launches set the tone. Walking and biking trails wind through the community, with additional neighborhood pools, grills, and on-site dining never far. Just beyond the gates, the Compass Hotel marina and Margaritaville-inspired Floridays restaurant complete the picture. A rare opportunity to live the island life—gracefully, and just minutes from Anna Maria.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,072
Sqft
0.14 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$480
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,389 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,389/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
$/sqft vs Bradenton actives
$480 vs $250
Days on market
83 vs 55 typical
Where $480/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
210 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 275% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 258 SAPPHIRE LAKE DRIVE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$536,000
1247 EDGEWATER CIRCLE UNIT 1247
3 bd · 2 ba · 2,092 sqft · $256/sqft · 158 DOM
Sold · Jan ’26$735,000
10427 SPOONBILL ROAD W
2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM
Sold · Mar ’26$325,000
628 ESTUARY DRIVE
3 bd · 2 ba · 1,985 sqft · $164/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 258 SAPPHIRE LAKE DRIVE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 258 SAPPHIRE LAKE DRIVE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
258 SAPPHIRE LAKE DRIVE UNIT 202 FAQs
What would the monthly payment be for 258 SAPPHIRE LAKE DRIVE UNIT 202?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,389/mo — principal and interest, the actual property-tax bill, the $418/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 258 SAPPHIRE LAKE DRIVE UNIT 202?+
The association fee works out to $418 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 258 SAPPHIRE LAKE DRIVE UNIT 202?+
The most recent tax bill on record (2025) was $12,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 258 SAPPHIRE LAKE DRIVE UNIT 202?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $995,000, this home is listed about 155% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 258 SAPPHIRE LAKE DRIVE UNIT 202?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$995,000 runs 275% above the BRADENTON 34209 median — but at 2,072 sqft it's also 32% larger than the typical Bradenton listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DUNCAN REAL ESTATE, INC. · Darcie Duncan. MLS #A4692418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 258 SAPPHIRE LAKE DRIVE UNIT 202 but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →