5231 97TH STREET E, BRADENTON, FL, 34211
Active80 days on marketListed May 3, 2026MLS #A4691530
About this home
5231 97TH STREET E
Welcome to this exceptional maintenance-free custom-built home located in the highly sought-after Rosedale Golf & Country Club. Pride of ownership is evident throughout this beautifully maintained 1,958 sq. ft. residence, featuring 2 bedrooms, 2 full baths, and a versatile den—perfect for a home office or guest space. Designed with an open, light, and bright great room and dining floor plan, this home offers both comfort and functionality, ideal for everyday living and entertaining. Situated on an oversized, beautifully landscaped private corner lot, you’ll enjoy added space and privacy rarely found. Step outside to your own private oasis, complete with a 30-foot pool with tranquil water feature, an extended lanai, and a paver brick patio—perfect for relaxing or hosting guests. The side-entry paver driveway enhances the home’s curb appeal. This home is loaded with upgrades and thoughtful features, including a GENERAC natural gas whole-home generator, Miami-Dade approved hurricane shutters, and a home security system for peace of mind. Inside, you’ll find Closets by Design in the primary suite and laundry room, custom window treatments, and natural gas hookups in both the kitchen and laundry room. Additional updates include a newer A/C system and a hot water heater just one year old and radiant barrier. This is Florida living at its finest—low maintenance, beautifully upgraded, and located in one of Bradenton’s premier golf course communities. Don’t miss this opportunity! NO CDD FEES OR MANDATORY MEMBERSHIPS HERE!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,958
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,158 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,158/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Bradenton actives
$278 vs $238
Days on market
80 vs 53 typical
Where $278/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rosedale Highlands
Get to know Bradenton. See the full Bradenton guide →
Rosedale Highlands — neighborhood snapshot
Population
682
Median age
65
Median income
$143,300
Median home value
$556,100
Avg household
3
Households w/ children
40%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
191 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5231 97TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$450,000
9750 53RD DRIVE E · same community
3 bd · 2 ba · 1,948 sqft · $231/sqft · 219 DOM
Sold · Oct ’25$400,000
9747 51ST TERRACE E · same community
2 bd · 2 ba · 1,631 sqft · $245/sqft · 13 DOM
Sold · Jan ’26$455,000
5131 97TH STREET E · same community
2 bd · 2 ba · 1,615 sqft · $282/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5231 97TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5231 97TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5231 97TH STREET E FAQs
What would the monthly payment be for 5231 97TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,158/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5231 97TH STREET E?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5231 97TH STREET E?+
The most recent tax bill on record (2025) was $4,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5231 97TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $545,000, this home is listed about 38% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5231 97TH STREET E?+
Lakewood Ranch High School (high), Braden River Elementary School (elementary), Dr Mona Jain Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$545,000 runs 36% above the BRADENTON 34211 median — but at 1,958 sqft it's also 23% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lakewood Ranch High School, Braden River Elementary School, Dr Mona Jain Middle School — Lakewood Ranch High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Debi Chaffee. MLS #A4691530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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