2927 COQUINA ESPLANADE, PUNTA GORDA, FL, 33982
Active94 days on marketListed Apr 22, 2026MLS #A4690992
About this home
2927 COQUINA ESPLANADE
PRICED TO SELL — YOUR SLICE OF PARADISE AWAITS IN COVETED PELICAN HARBOR! Pack your suitcase — this meticulously maintained, turnkey 3-bedroom, 2-bath gem in the sought-after Pelican Harbor 55+ community is move-in ready and waiting for its next proud owner! Offered fully furnished on your own deeded land — no buy-in of shares, no lot rent — just pure Florida living at an exceptional value. Built in 2005 with 1,248 sq ft of comfortable living space, this split floor plan home has been lovingly cared for and loaded with recent upgrades: brand new 2026 A/C system and ductwork, stunning new luxury vinyl plank flooring, and a roof that was replaced in 2019. Pride of ownership is evident from the moment you arrive. The open-concept great room, kitchen, and dining area form the heart of the home, anchored by a kitchen featuring real wood cabinets and a raised breakfast bar — perfect for casual meals or conversation. The spacious primary suite offers a walk-in closet and private en-suite bath, while bedrooms two and three are tucked on the opposite side of the home for maximum privacy. Start your mornings on the screened front porch and wind down on the covered rear deck while soaking in those legendary Southwest Florida sunsets. The oversized aluminum carport adds over 559 sq ft of covered parking. Flood-savvy buyers take note: This home sits elevated in Flood Zone AE with a finished floor elevation of 9.6 ft and has NEVER flooded — a significant advantage and potential insurance benefit in today's market. The $175/month HOA fee includes water, sewer, trash/recycling and all amenities — one of the lowest in comparable SWFL communities. Enjoy the resort-style pool, clubhouse, bocce ball, horseshoe court, shuffleboard, and a free storage lot for your boat, RV, or trailer. The clubhouse hosts weekly social activities, monthly dinners, and community events that make Pelican Harbor one of the most active and welcoming 55+ neighborhoods on the Peace River. Wifi providers for Pelican Harbor include both Xfinity & Quantum Fiber. Centrally located near I-75 and US-41, you're minutes from world-class fishing, boating, beautiful Gulf beaches, and Punta Gorda's celebrated dining and shopping scene. Qualified buyers age 62+ — ask about Reverse Mortgage Purchase (HECM for Purchase) financing options that may allow you to purchase this home with little to no monthly mortgage payment! Don't miss this opportunity — priced to move and priced below the competition. Homes like this don't last!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,248
Sqft
0.12 ac
Lot size
2005
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,528 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,528/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PELICAN HARBOR MOB HOME ESTATES
$127 vs $177
Days on market
94 vs 59 typical
Where $127/sqft sits among the 6 homes for sale in PELICAN HARBOR MOB HOME ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
3 of 6
PELICAN HARBOR MOB HOME ESTATES have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2927 COQUINA ESPLANADE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
3322 SUNNY HARBOR DRIVE · same community
3 bd · 2 ba · 1,248 sqft · $96/sqft · 78 DOM
Sold · May ’26$174,100
3119 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 1,230 sqft · $142/sqft · 185 DOM
Sold · Jan ’26$190,900
3308 SUNNY HARBOR DRIVE · same community
2 bd · 2 ba · 1,104 sqft · $173/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2927 COQUINA ESPLANADE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2927 COQUINA ESPLANADE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2927 COQUINA ESPLANADE FAQs
What would the monthly payment be for 2927 COQUINA ESPLANADE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,528/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2927 COQUINA ESPLANADE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2927 COQUINA ESPLANADE?+
The most recent tax bill on record (2025) was $2,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2927 COQUINA ESPLANADE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $159,000, this home is listed about 54% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2927 COQUINA ESPLANADE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE · Billy Bergh. MLS #A4690992.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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