3024 SUNNY HARBOR DRIVE, PUNTA GORDA, FL, 33982
Active120 days on marketListed Mar 27, 2026MLS #A4687611
About this home
3024 SUNNY HARBOR DRIVE
Waterfront Paradise in Pelican Harbor – Your Dream 55+ Oasis with Direct River & Gulf Access! Imagine waking up every morning to breathtaking waterfront views from your beautifully renovated, turn-key home in the highly sought-after Pelican Harbor 55+ community. This charming 2-bedroom, 2-bathroom residence has been thoughtfully updated with modern finishes throughout, creating a bright, fresh, and inviting space that feels exceptionally solid and well-built. Spray foam insulation delivers outstanding year-round comfort and impressive energy efficiency, while the convenient in-unit washer and dryer adds everyday ease. The smart split-bedroom floor plan ensures privacy for you and your guests. Step outside to a spacious covered lanai with extra storage — the perfect spot to relax, entertain, or simply soak in the stunning water views. Best of all: Your own seawall provides direct river and Gulf access — ideal for boating, fishing, or peaceful waterfront living. A new dock can be added for approximately $15k on the existing seawall, creating your private waterfront retreat. Pelican Harbor offers an unbeatable 55+ lifestyle with fantastic amenities: a heated pool, welcoming clubhouse with regular activities and social events, shuffleboard, horseshoes, bocce ball, and convenient RV, trailer, and boat storage. All of this comes with surprisingly low HOA fees that include water, sewer, and trash! Ready to embrace the waterfront lifestyle you’ve always wanted? This turn-key slice of paradise won’t last long. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
840
Sqft
0.09 ac
Lot size
1985
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.7%
$/sqft vs PELICAN HARBOR MOB HOME ESTATES
$177 vs $149
Days on market
120 vs 59 typical
Where $177/sqft sits among the 6 homes for sale in PELICAN HARBOR MOB HOME ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
2 of 6
PELICAN HARBOR MOB HOME ESTATES have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3024 SUNNY HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$134,500
3204 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 832 sqft · $162/sqft · 105 DOM
Sold · Jan ’26$100,000
3314 BAYSIDE PARKWAY UNIT C2900 · same community
2 bd · 2 ba · 896 sqft · $112/sqft · 388 DOM
Sold · Feb ’26$135,000
3313 BAYSIDE PARKWAY · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3024 SUNNY HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3024 SUNNY HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3024 SUNNY HARBOR DRIVE FAQs
What would the monthly payment be for 3024 SUNNY HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,381/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3024 SUNNY HARBOR DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3024 SUNNY HARBOR DRIVE?+
The most recent tax bill on record (2025) was $1,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3024 SUNNY HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $149,000, this home is listed about 57% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3024 SUNNY HARBOR DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$149,000 runs 10% above the PUNTA GORDA 33982 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
120 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $159,000, now $149,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TREND REALTY · Liz Wiggins. MLS #A4687611.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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