David Ramirez
$275,0001 bd1 ba623 sqft$441 /sqft$2,299 /mo all-in ↓

51 MACEWEN DRIVE UNIT 12, OSPREY, FL, 34229

Active76 days on marketListed May 5, 2026MLS #A4690540

Priced 48% below the OSPREY 34229 medianWaterfrontCondominiumOAKS

About this home

51 MACEWEN DRIVE UNIT 12

Situated in Windsor Lodge in The Oaks Clubside, this updated second floor condo has a kitchenette with quartz countertops, a modern bath, a bonus space set up as a small office area and in-unit laundry. An end unit, it has more windows than the typical interior location, filling the interior with wonderful natural light and offering sweeping views of Eagle #18 and lake. This immaculate condo is perfect for hosting out of town visitors, or for you to use as a weekend get-a-way. And, when you are not using it, the flexible rental policy allows you to easily lease the unit. Offered turnkey furnished and with the convenience of the Windsor Lodge pool and clubhouse just steps away, there is no better way to experience The Oaks with little effort and a lot of comfortable, maintenance-free enjoyment.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

623

Sqft

0 ac

Lot size

1990

Year built

One

Levels

$441

Per sqft

WaterfrontWater viewTurnkey

Inside

FlooringBrick/Stone · Carpet
AppliancesCooktop · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Open Floorplan · Solid Surface Counters · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewWater
FacesSouth
ParkingNone
ExteriorTennis Court(s)

Community & fees

HOA fee$142/mo
Taxes (2025)$3,079/yr
PetsNo
CommunityGated Community - Guard · Pool

Utilities & systems

UtilitiesPublic · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,299 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$257
Condo fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,299/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$257
HOA / condo fee$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$161KedgeAI estimate $182,816 · range $168K$221K$286K

vs edgeAI estimate

+50.4%

$/sqft vs OAKS

$441 vs $373

Days on market

76 vs 57 typical

Where $441/sqft sits among the 18 homes for sale in OAKS

6
0
0
8
2 · this home
2
$77–166$166–254$254–342$342–430$430–519$519+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oaks

Map of 51 MACEWEN DRIVE UNIT 12 inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Get to know Osprey. See the full Osprey guide →

Oaks — neighborhood snapshot

Population

1,061

Median age

63

Median income

$98,734

Median home value

$983,226

Avg household

2

Households w/ children

47%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

6 of 18

OAKS have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

May 5, 2026Listed at $275,000 · 76 days on market since
1990Built · OAKS

Reality check

What actually sold near 51 MACEWEN DRIVE UNIT 12

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6519 W NEWBERRY ROAD UNIT 1006Sold · Jun ’26

$95,000

6519 W NEWBERRY ROAD UNIT 1006 · same community

1 bd · 1 ba · 702 sqft · $135/sqft · 103 DOM

6519 W NEWBERRY ROAD UNIT 105Sold · Nov ’25

$85,000

6519 W NEWBERRY ROAD UNIT 105 · same community

2 bd · 2 ba · 1,003 sqft · $85/sqft · 279 DOM

6519 W NEWBERRY ROAD UNIT 805Sold · Mar ’26

$90,000

6519 W NEWBERRY ROAD UNIT 805 · same community

2 bd · 2 ba · 1,003 sqft · $90/sqft · 427 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 51 MACEWEN DRIVE UNIT 12 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 51 MACEWEN DRIVE UNIT 12 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

51 MACEWEN DRIVE UNIT 12 FAQs

What would the monthly payment be for 51 MACEWEN DRIVE UNIT 12?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,299/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 51 MACEWEN DRIVE UNIT 12?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 51 MACEWEN DRIVE UNIT 12?+

The most recent tax bill on record (2025) was $3,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 51 MACEWEN DRIVE UNIT 12?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $275,000, this home is listed about 60% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 51 MACEWEN DRIVE UNIT 12?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OSPREY 34229 market on paper

$275,000 is 48% below the OSPREY 34229 median of $525,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Steve Abbe. MLS #A4690540.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Osprey homes, in your inbox

Like 51 MACEWEN DRIVE UNIT 12 but not quite? A daily digest of every new listing in Osprey — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 4:15 AM UTC. The listing information on this page last changed on July 20, 2026 at 4:15 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 4:15 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 4:15 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.