223 N MONROE AVENUE, ARCADIA, FL, 34266
Active100 days on marketListed Apr 16, 2026MLS #A4689811
About this home
223 N MONROE AVENUE
PLEASE ENJOY THE 3D WALKTHROUGH/ VIRTUAL TOUR. Step into a rare blend of history, charm, and modern comfort with this beautifully preserved 1912 historic home. Thoughtfully upgraded and tastefully refinished, this one-of-a-kind property honors its original architecture while offering the conveniences of today’s living. Inside the main home, you’ll find 3 bedrooms and 2.5 bathrooms, along with elegant formal living and dining rooms that showcase timeless character. A cozy Florida room—currently used as a TV lounge—overlooks the stunning saltwater lagoon-style pool, creating the perfect place to relax and unwind. The wood-burning fireplace adds warmth and authenticity to the Victorian-style living room, while the propane-fueled stove, soap stone farmhouse sink and 2022+ appliances bring modern functionality to the kitchen. Designed with entertaining in mind, the property offers inviting spaces at every turn—from the expansive front porch to the screened-in patio that seamlessly connects to a detached 2-bedroom, 1-bath mother-in-law suite. Complete with its own full kitchen, living area, and ample storage, this guest home is ideal for extended family, visitors, or even rental potential. The backyard is a retreat all its own, featuring a large workshop with a split personality: one side serves as a screened “bunk house” hangout, while the other is a true craftsman’s workspace. The lagoon-style pool is equipped with new pumps and offers both heating and cooling capabilities for year-round enjoyment. Additional highlights include a 2023 roof, fully owned solar panels keeping electric bills under $100/month for both homes, and a unique office space with its own private entrance and half bath—perfect for remote work or a home-based business. And for a touch of intrigue… a hidden “secret door” in the Florida room reveals access to an unfinished upstairs bonus area and walk-around attic, ready to be transformed into additional living space with a bit of imagination. Every inch of this property tells a story, with thoughtful details and unexpected features throughout. This is more than just a home—it’s an experience you truly have to see to believe.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,491
Sqft
0.54 ac
Lot size
1912
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,263 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,263/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Arcadia actives
$171 vs $240
Days on market
100 vs 35 typical
Where $171/sqft sits among the 119 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
52 of 119
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 223 N MONROE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$349,000
117 EVANGELINE STREET
3 bd · 3 ba · 2,453 sqft · $142/sqft · 72 DOM
Sold · Dec ’25$77,000
505 E OAK STREET
3 bd · 2 ba · 2,227 sqft · $35/sqft · 11 DOM
Sold · Jan ’26$270,000
612 W WHIDDEN STREET
3 bd · 2.5 ba · 2,953 sqft · $91/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 223 N MONROE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 223 N MONROE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
223 N MONROE AVENUE FAQs
What would the monthly payment be for 223 N MONROE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 223 N MONROE AVENUE?+
The most recent tax bill on record (2025) was $4,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $425,000, this home is listed about 16% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 223 N MONROE AVENUE?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$425,000 runs 52% above the ARCADIA 34266 median — but at 2,491 sqft it's also nearly twice the size of the typical Arcadia listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
100 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $440,000, now $425,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOWN & COUNTRY PROPERTIES OF FL · Sarah Woppman. MLS #A4689811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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