8429 SW RIVERVIEW OAKS TERRACE, ARCADIA, FL, 34269
Active150 days on marketListed Mar 6, 2026MLS #C7522879
About this home
8429 SW RIVERVIEW OAKS TERRACE
Why wait to build when you can move right into this immaculate 2020 custom-built home located in the desirable rural community of River Oaks. Situated on a spacious half-acre corner lot, this home offers plenty of room for family and friends with a bright, open floor plan featuring a great room concept, dining area, spacious kitchen, and three comfortable bedrooms. The home is tastefully appointed with soaring volume ceilings, crown molding throughout, plantation shutters, recessed lighting, decorator light and fan fixtures, and wood plank laminate flooring throughout. Stylish accent walls add warmth and character to the interior. The well-designed kitchen boasts granite countertops with tile backsplash, warm wood cabinetry, stainless steel appliances, a pantry, and a large island with breakfast bar and pendant lighting, all opening to the living and dining areas for effortless entertaining. The primary suite offers a private retreat with a huge walk-in closet and an en-suite bath featuring a granite vanity and custom tiled walk-in shower. French doors from the dining area lead to the screened lanai overlooking the expansive backyard, creating the perfect place to relax and enjoy the peaceful setting. Additional highlights include impact-resistant windows, an insulated garage door, a dedicated laundry room, and a 25' x 30' barn with a 12-foot roll-up door, ideal for a workshop, storage, or even a third garage. This home also features welcoming curb appeal with a charming front porch, brick accent façade, side-load garage, and a three-foot walkway around the entire perimeter of the home. Residents of River Oaks enjoy access to community amenities including a waterfront clubhouse, dock, and BBQ area. The location offers easy access to area waterways and public parks with walking and biking trails, picnic areas, and boat ramps leading to the Peace River, Myakka River, Charlotte Harbor, and the Gulf of Mexico. Nearby attractions include historic Punta Gorda and the popular waterfront destination Fishermen’s Village, known for its charming shops, restaurants, and marina. Convenient access to Interstate 75 makes commuting easy while still enjoying the tranquility of a quiet rural setting. *PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,400
Sqft
0.5 ac
Lot size
2
Garage
2020
Year built
One
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.3%
$/sqft vs Arcadia actives
$314 vs $240
Days on market
150 vs 35 typical
Where $314/sqft sits among the 120 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
50 of 120
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the ARCADIA 34269 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 8429 SW RIVERVIEW OAKS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$120,000
1544 Riverview Drive, FL 33471 · same community
2 bd · 2 ba · 1,207 sqft · $99/sqft · 41 DOM
Sold · Oct ’25$200,000
7803 E 114TH AVENUE · same community
2 bd · 1 ba · 867 sqft · $231/sqft · 2 DOM
Sold · Jul ’26$590,000
965 LAMBERT AVENUE · same community
3 bd · 2 ba · 2,158 sqft · $273/sqft · 281 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8429 SW RIVERVIEW OAKS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8429 SW RIVERVIEW OAKS TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8429 SW RIVERVIEW OAKS TERRACE FAQs
What would the monthly payment be for 8429 SW RIVERVIEW OAKS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,174/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8429 SW RIVERVIEW OAKS TERRACE?+
The most recent tax bill on record (2025) was $2,753. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8429 SW RIVERVIEW OAKS TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Arcadia?+
At $440,000, this home is listed about 21% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8429 SW RIVERVIEW OAKS TERRACE?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$440,000 runs 29% above the ARCADIA 34269 median.
02Time on market is leverage
150 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $450,000, now $440,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Nate Royal. MLS #C7522879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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