7731 PINEDALE DRIVE, PORT CHARLOTTE, FL, 33981
Active122 days on marketListed Apr 7, 2026MLS #A4688667
About this home
7731 PINEDALE DRIVE
Brand-New Waterfront Custom Home | Gulf Access | Saltwater Pool | Gulf Cove Luxury Living Experience the ultimate Florida waterfront lifestyle in this brand-new custom-built luxury home located in the highly sought-after Gulf Cove community of Port Charlotte. Situated on a scenic boating canal with direct Gulf access to Charlotte Harbor and the Gulf of Mexico, this exceptional residence offers the perfect blend of modern elegance, coastal living, and boating convenience. Located at 7731 Pinedale Drive, this stunning new construction home is now completed, landscaped finishing touches are scheduled for next week, one or more photos are virtually staged to help showcase the home’s incredible potential and lifestyle. Designed with sophisticated style and high-end finishes throughout, this custom waterfront residence features soaring high ceilings, an expansive open-concept floor plan, and abundant natural light that creates a bright and airy coastal ambiance. The gourmet chef’s kitchen seamlessly flows into the spacious living and dining areas, making this home ideal for entertaining family and guests. The luxurious primary suite serves as a private retreat, complete with a spa-inspired bathroom, designer finishes, oversized walk-in closets, and elegant modern details throughout. Step outside and enjoy your private backyard oasis featuring a beautiful saltwater pool, premium paver deck, and a brand-new hurricane-rated screened cage overlooking the canal. Boating enthusiasts will appreciate the direct water access with room to create the ultimate waterfront lifestyle. Additional premium features include: • Impact-resistant windows and doors • Custom modern architecture and finishes • High ceilings throughout • Open waterfront views • New construction without the long build wait • Luxury indoor-outdoor living Gulf Cove is one of Southwest Florida’s fastest-growing waterfront communities, offering convenient access to world-class fishing, boating, waterfront dining, golf courses, and the pristine beaches of Manasota Key, Boca Grande, and Englewood Beach. Whether you are searching for a luxury primary residence, seasonal retreat, vacation home, or investment property, this exceptional waterfront home delivers the best of Florida Gulf Coast living. Schedule your private showing today and experience luxury waterfront living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,180
Sqft
0.27 ac
Lot size
3
Garage
2026
Year built
One
Levels
$367
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,842 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,842/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.7%
$/sqft vs PORT CHARLOTTE SEC 095
$367 vs $245
Days on market
122 vs 59 typical
Where $367/sqft sits among the 15 homes for sale in PORT CHARLOTTE SEC 095
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 15
PORT CHARLOTTE SEC 095 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1923% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 7731 PINEDALE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$549,000
7235 STACY LANE · same community
3 bd · 3 ba · 2,015 sqft · $272/sqft · 36 DOM
Sold · Dec ’25$349,900
7474 MANVILLE TERRACE · same community
4 bd · 2 ba · 1,914 sqft · $183/sqft · 205 DOM
Sold · Dec ’25$319,000
13291 MARATHON BOULEVARD · same community
3 bd · 2 ba · 1,663 sqft · $192/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7731 PINEDALE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7731 PINEDALE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7731 PINEDALE DRIVE FAQs
What would the monthly payment be for 7731 PINEDALE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7731 PINEDALE DRIVE?+
The most recent tax bill on record (2026) was $855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7731 PINEDALE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $799,000, this home is listed about 142% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 7731 PINEDALE DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 1923% above the PORT CHARLOTTE 33981 median — but at 2,180 sqft it's also 33% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $849,000, now $799,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Sandra Osorio, PA. MLS #A4688667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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