7325 HOLLY ROAD, TERRA CEIA, FL, 34250
Active122 days on marketListed Apr 3, 2026MLS #A4688524
About this home
7325 HOLLY ROAD
Imagine waking up surrounded by nature, launching your kayak from your own backyard, and ending each day with breathtaking sunsets from a private crow's nest overlooking Terra Ceia's untouched landscape. Hidden on over 4.5 acres with no close neighbors, this extraordinary retreat offers a lifestyle that's nearly impossible to duplicate. A private saltwater canal winds through the property, creating your own secluded kayak tunnel with access to Terra Ceia Bay for fishing, paddling, and exploring Florida's Gulf waters. Inside, walls of windows blur the line between indoors and out, filling the home with natural light and panoramic views from nearly every room. Rich tongue-and-groove ceilings, wood-wrapped beams, crown molding, and thoughtfully selected finishes create a warm coastal feel that perfectly complements the surrounding landscape. The open-concept living area is designed for gathering, featuring a beautifully appointed kitchen with quartz countertops, premium stainless steel appliances, a wine refrigerator, and seamless access to multiple outdoor decks. Upstairs, the primary suite serves as a peaceful retreat with its own fireplace, private balcony, oversized closet, spa-inspired bath, and spectacular views. An additional upstairs bedroom features a flexible ensuite layout, ideal for guests or extended family. The oversized lower-level garage offers exceptional space for vehicles, boats, kayaks, paddleboards, fishing gear, and all the toys that come with Florida living. Even better, this home is being offered fully furnished and may include kayaks, bicycles, and a UTV, allowing you to move in and immediately begin enjoying everything Terra Ceia has to offer. Residents also have the opportunity to join the Village Improvement Association, providing access to a community boat ramp, kayak launch, pickleball courts, waterfront park, pavilion, fire pit, and year-round community events. This isn't simply a home. It's a private Florida retreat where nature, adventure, and relaxation become part of everyday life.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,165
Sqft
4.55 ac
Lot size
4
Garage
2000
Year built
Three Or More
Levels
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,796 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,796/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.6%
$/sqft vs ACREAGE & UNREC
$461 vs $374
Days on market
122 vs 58 typical
Where $461/sqft sits among the 120 homes for sale in ACREAGE & UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.1M → $1.8M
Terra Ceia median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
41 of 120
ACREAGE & UNREC have cut their price
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 7325 HOLLY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$682,500
25214 BLACK BEAR LANE · same community
3 bd · 2.5 ba · 2,068 sqft · $330/sqft · 35 DOM
Sold · Dec ’25$463,000
4424 MORRIS DRIVE · same community
3 bd · 2 ba · 2,295 sqft · $202/sqft · 183 DOM
Sold · Dec ’25$742,500
2391 LIPPINCOTT ROAD · same community
3 bd · 2 ba · 2,303 sqft · $322/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7325 HOLLY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7325 HOLLY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7325 HOLLY ROAD FAQs
What would the monthly payment be for 7325 HOLLY ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,796/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7325 HOLLY ROAD?+
The most recent tax bill on record (2025) was $10,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7325 HOLLY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $997,000, this home is listed about 22% below the Terra Ceia median of $1,274,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7325 HOLLY ROAD?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$997,000 runs 33% above the TERRA CEIA 34250 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a Terra Ceia median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,100,000, now $997,000 — a $103K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Carly Heiser, PLLC. MLS #A4688524.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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