3811 101ST STREET W, BRADENTON, FL, 34210
Active100 days on marketListed Apr 15, 2026MLS #A4688264
About this home
3811 101ST STREET W
BRING YOUR BOAT—Turnkey waterfront investment opportunity ideally suited for rental income or a coastal vacation retreat, located just minutes from the pristine beaches of Anna Maria Island. This completely remodeled 3-bedroom, 3-bath residence sits directly on the water and features hurricane-proof windows and doors for ultimate peace of mind. The interior has been thoughtfully updated with granite countertops, modern finishes, and durable upgraded tile flooring throughout, while the air conditioning unit was newly installed just 2 years ago. A reinforced seawall and private dock enhance both value and long-term stability. Designed for the Florida boating lifestyle, the property features direct canal access and a convenient boat and kayak lift—perfect for effortless days exploring the water right from your backyard. Outdoor living is elevated by a private pool, creating the perfect space to unwind after a day of boating or paddleboarding. Sold fully furnished and move-in ready.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,592
Sqft
0.21 ac
Lot size
2
Garage
1961
Year built
One
Levels
$722
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,588 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,588/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.3%
$/sqft vs Bradenton actives
$722 vs $239
Days on market
100 vs 53 typical
Where $722/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Remo Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
San Remo Shores — neighborhood snapshot
Population
485
Median age
63
Median income
$110,045
Median home value
$493,500
Avg household
2
Households w/ children
10%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
184 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 448% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3811 101ST STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,050,000
3915 COCONUT TERRACE · same community
2 bd · 2 ba · 1,512 sqft · $694/sqft · 76 DOM
Sold · Feb ’26$435,000
8702 54TH AVENUE W
2 bd · 2 ba · 1,561 sqft · $279/sqft · 21 DOM
Sold · Oct ’25$260,000
8744 54TH AVENUE W UNIT 8744
2 bd · 2 ba · 1,561 sqft · $167/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3811 101ST STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3811 101ST STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3811 101ST STREET W FAQs
What would the monthly payment be for 3811 101ST STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,588/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3811 101ST STREET W?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3811 101ST STREET W?+
The most recent tax bill on record (2025) was $9,396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3811 101ST STREET W?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,150,000, this home is listed about 191% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 3811 101ST STREET W?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,150,000 runs 448% above the BRADENTON 34210 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,250,000, now $1,150,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY, LLC · Jennifer Kenna. MLS #A4688264.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 3811 101ST STREET W but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →