3863 CATALINA DRIVE, BRADENTON, FL, 34210
Active126 days on marketListed Apr 1, 2026MLS #A4688016
About this home
3863 CATALINA DRIVE
Enjoy spectacular FULL BAY VIEWS from this picture perfect 2-bedroom, 2-bathroom condo offering 1,160 square feet of bright, open living space. The 75-foot dock, built in 2022, is a standout feature, constructed with durable Wear Deck decking and equipped with boat davits rated for 1,850 pounds each. Designed in a unique “flag” configuration, it offers a step-down launch area for paddleboards , fresh water hose access, plenty of room for deck chairs, a ladder, and abundant wildlife—ideal for enjoying the waterfront lifestyle and fishing. Boating to the ICW and the beaches is accessible except occasionally when the tide is unusually low . Inside, the home features a well-appointed gourmet kitchen and ceramic tile flooring throughout, offering a clean, cohesive aesthetic that is both stylish and low-maintenance. The open floor plan fills the space with natural light while highlighting the beautiful bay views. The back lanai and primary suite feature impact windows and sliding glass doors. Located in Palma Sola Harbour, a gated waterfront community, residents enjoy resort-style amenities including two heated pools, two dry saunas, tennis and pickleball courts, a clubhouse, billiards room, fitness center, and workshop. An exceptional opportunity to experience relaxed waterfront living with direct bay access and outstanding community features.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$402
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,460 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,460/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.6%
$/sqft vs Bradenton actives
$402 vs $248
Days on market
126 vs 55 typical
Where $402/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $421K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3863 CATALINA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$385,000
3859 CATALINA DRIVE · same community
2 bd · 2 ba · 1,296 sqft · $297/sqft · 80 DOM
Sold · Aug ’25$570,000
3850 CATALINA DRIVE · same community
2 bd · 2 ba · 1,296 sqft · $440/sqft · 19 DOM
Sold · Apr ’26$435,000
4785 INDEPENDENCE DRIVE UNIT 1
2 bd · 2 ba · 1,188 sqft · $366/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3863 CATALINA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3863 CATALINA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3863 CATALINA DRIVE FAQs
What would the monthly payment be for 3863 CATALINA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,460/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3863 CATALINA DRIVE?+
The most recent tax bill on record (2025) was $5,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3863 CATALINA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $449,900, this home is listed about 15% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Which schools are assigned to 3863 CATALINA DRIVE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,900 runs 126% above the BRADENTON 34210 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
126 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $449,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AN ISLAND PLACE REALTY INC · Tanya Edwards. MLS #A4688016.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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