David Ramirez
$465,000$549,0002 bd2 ba1,149 sqft$405 /sqft$3,518 /mo all-in ↓

120 60TH STREET W, BRADENTON, FL, 34209

Active91 days on marketListed Apr 23, 2026MLS #A4691069

Reduced $84KPrivate poolSingle Family ResidenceCORAL HEIGHTS COMPREHENSIVE REP

About this home

120 60TH STREET W

Updated, income-producing, and just minutes from Anna Maria Island, this Northwest Bradenton pool home offers the rare combination of location, flexibility, and immediate short-term rental potential with no HOA and no rental restrictions. Motivated Seller. This is the kind of property that works whether you are looking for a full-time Florida home, a seasonal getaway, or a proven investment opportunity. Spend your mornings by the pool, afternoons on the boat or at the beach, and evenings enjoying the restaurants, shops, and coastal charm that make Northwest Bradenton one of the area’s most desirable locations. With the Gulf beaches, Anna Maria Island, local dining, shopping, and the 59th Street boat ramp just minutes away, this home puts the Florida lifestyle right at your doorstep. Inside, the home blends Old Florida charm with modern updates and everyday comfort. The property is technically a 2-bedroom, 2-bath home, but offers three bedroom spaces and is currently being used as such. The large non-conforming third bedroom space provides excellent flexibility for guests, a home office, rental setup, or additional sleeping space, lacking only a closet. The home is truly turnkey, featuring a fully updated kitchen and bathrooms along with major improvements designed for peace of mind. Recent updates include a new roof in 2021, AC in 2020, electrical panel in 2018, and remodeled kitchen and bathrooms in 2026. Step outside to your private backyard retreat, where the screened pool area creates the perfect setting for relaxing, entertaining, or hosting guests. The pool was resurfaced in 2019 and has been further enhanced with a re-screened cage, new hardware, and a brand-new pool heater, making it a true year-round Florida oasis. For investors, this property is ready to go. It was previously operated as a successful Airbnb with proven rental history available upon request, and the sellers are open to selling the furnishings and leaving the home set up for immediate short-term rental occupancy. With no HOA, no rental restrictions, and Manatee County’s flexible daily rental allowances, this is a rare opportunity to step into a fully updated property with immediate income potential. Whether you are searching for a coastal retreat, a move-in-ready pool home, or a short-term rental investment near Anna Maria Island, this Northwest Bradenton property delivers the location, updates, and flexibility buyers are looking for.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,149

Sqft

0.2 ac

Lot size

1

Garage

1959

Year built

One

Levels

$405

Per sqft

Private poolPool viewNegotiable

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool
FacesEast
ExteriorFrench Doors · Lighting · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$4,981/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,518 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$415
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,518/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$415
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bradenton

Map of 120 60TH STREET W

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $465,000 $84K
Apr 23, 2026Listed at $549,000 · 91 days on market since
1959Built · CORAL HEIGHTS COMPREHENSIVE REP

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 120 60TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 120 60TH STREET W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

120 60TH STREET W FAQs

What would the monthly payment be for 120 60TH STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 120 60TH STREET W?+

The most recent tax bill on record (2025) was $4,981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $465,000, this home is listed about 18% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$465,000 runs 18% above the Bradenton median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $549,000, now $465,000 — a $84K cut. The full history is in the market section below.

Listing courtesy of ZACHOS REALTY & DESIGN GROUP · Ryan Zachos. MLS #A4691069.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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