80 DEL RIO DRIVE, PALMETTO, FL, 34221
Active123 days on marketListed Mar 30, 2026MLS #A4687897
About this home
80 DEL RIO DRIVE
Welcome to 80 Del Rio Drive in Palmetto, where comfort meets the relaxed charm of Florida waterfront living. This inviting 2-bedroom, 1.5-bath home is thoughtfully designed for both everyday living and entertaining. The home features a spacious kitchen with ample cabinetry, a dedicated dining area, and a large living room that provides plenty of room to relax or host guests. An enclosed front porch offers the perfect spot to enjoy your morning coffee, unwind in the evening, or create a cozy bonus living space. Offered fully furnished and move-in ready, this property makes for an easy transition—whether you're looking for a seasonal getaway or a full-time residence. Just bring your personal touches and start enjoying the Florida lifestyle from day one. Located in the highly sought-after Tropic Isles Co-Op, this 55+ waterfront community offers an exceptional array of amenities. Residents enjoy a deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, perfect for boating and fishing enthusiasts. The community also features waterfront parks, a heated pool and spa, fitness center, shuffleboard courts, kayak launch, and an active social calendar that makes it easy to connect with neighbors and enjoy the best of coastal living. Whether you're seeking relaxation, adventure on the water, or a vibrant community atmosphere, this home offers it all. Come experience the best of Florida waterfront living—your next chapter starts here.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,536
Sqft
0.09 ac
Lot size
1985
Year built
One
Levels
$84
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,528 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,528/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.6%
$/sqft vs Palmetto actives
$84 vs $206
Days on market
123 vs 55 typical
Where $84/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropic Isles Mobile Home Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Tropic Isles Mobile Home Estates — neighborhood snapshot
Population
744
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
47%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 80 DEL RIO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$297,000
220 BIMINI DRIVE · same community
3 bd · 2 ba · 1,392 sqft · $213/sqft · 122 DOM
Sold · Mar ’26$225,000
68 EDESSA DRIVE · same community
2 bd · 2 ba · 1,296 sqft · $174/sqft · 0 DOM
Sold · Mar ’26$400,000
322 TERRA CEIA DRIVE · same community
2 bd · 2 ba · 1,248 sqft · $321/sqft · 233 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 80 DEL RIO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 80 DEL RIO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
80 DEL RIO DRIVE FAQs
What would the monthly payment be for 80 DEL RIO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,528/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 80 DEL RIO DRIVE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 80 DEL RIO DRIVE?+
The most recent tax bill on record (2024) was $2,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 80 DEL RIO DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $129,000, this home is listed about 68% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 80 DEL RIO DRIVE?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALMETTO 34221 market on paper
$129,000 is 65% below the PALMETTO 34221 median of $365,000, and at $84/sqft it sits under the Palmetto average of $234.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
123 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $145,000, now $129,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Jose Torres. MLS #A4687897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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