8514 MONARCH PLACE, PALMETTO, FL, 34221
Active123 days on marketListed Mar 24, 2026MLS #A4686624
About this home
8514 MONARCH PLACE
Must see! Nicely appointed, 2 Bedroom, 2 Full Bath, located on a cul-de-sac in the friendly community of Imperial Lakes. This home boasts an open spacious floor plan, including indoor laundry, great casual Florida room, large primary suite with walk in closet. Imperial Lakes has a beautiful water park like setting on 65 acres! Very spacious Clubhouse with activities including, darts, Bingo, pool tables, poker and card games. Also included are 2 heated pools, spa, pickle ball courts, tennis courts, shuffleboard, bocce ball and picnic area. Located close and convenient to I-75, grocery stores, restaurants and floridas gulf beaches! Motivated seller!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,306
Sqft
0.16 ac
Lot size
1986
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,677 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,677/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Palmetto actives
$138 vs $206
Days on market
123 vs 55 typical
Where $138/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Imperial Lakes — neighborhood snapshot
Population
1,279
Median age
53
Median income
$75,761
Median home value
$344,200
Avg household
3
Households w/ children
127
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
213 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8514 MONARCH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$225,000
8531 IMPERIAL CIRCLE · same community
2 bd · 2 ba · 1,274 sqft · $177/sqft · 157 DOM
Sold · Mar ’26$255,000
8509 MONARCH PLACE · same community
2 bd · 2 ba · 1,352 sqft · $189/sqft · 9 DOM
Sold · Mar ’26$110,000
8505 MONARCH PLACE · same community
2 bd · 2 ba · 1,168 sqft · $94/sqft · 228 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8514 MONARCH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8514 MONARCH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8514 MONARCH PLACE FAQs
What would the monthly payment be for 8514 MONARCH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,677/mo — principal and interest, the actual property-tax bill, the $181/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8514 MONARCH PLACE?+
The association fee works out to $181 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8514 MONARCH PLACE?+
The most recent tax bill on record (2025) was $2,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8514 MONARCH PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $179,900, this home is listed about 55% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8514 MONARCH PLACE?+
Buffalo Creek Middle School (middle), Barbara A Harvey Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALMETTO 34221 market on paper
$179,900 is 51% below the PALMETTO 34221 median of $364,950, and at $138/sqft it sits under the Palmetto average of $234.
02Golf Course & Park/Greenbelt views
The golf course and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
123 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Buffalo Creek Middle School, Barbara A Harvey Elementary School, Palmetto High School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $205,000, now $179,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC · Devon Darsey. MLS #A4686624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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