420 49TH STREET E UNIT 45, PALMETTO, FL, 34221
Active39 days on marketListed Jun 24, 2026MLS #TB8522433
About this home
420 49TH STREET E UNIT 45
MOTIVATED SELLER, MAKE AN OFFER! Exceptional FULLY UPDATED HOME!!! NO LOT RENT, MUST SEE. Motorcycles, golf carts, boats and service animals are welcome. Located in SKYWAY VILLAGE, a 55+ fun loving community. This 2 bedroom home has a WIDE-OPEN FLOOR PLAN. Large Florida room with private entrance and AC unit can be used as an in-law or guest suit. 2022 Updates: OPEN FLOOR PLAN, NEW SUBFLOORS, LUXURY VINAL FLOORING, NEW CARPET IN BEDROOMS, KITCHEN CABNETS, FARMHOUSE KITCHEN SINK, FACET, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, LARGE ISLAND WITH BAR, GUEST BATHROOM, NEW INTERIOR/EXTERIOR PAINT, CROW MOLDING, & NEW PRIMARY CLOSET. 2023 Updates: VINAL PRIVACY FENCE, ADDITIONAL PARKING SPOT, BOAT PARKING, & NEW AIR CONDITION SYSTEM. 2024 Updates: Entire new sheet rock FLORIDA ROOM with NEW SUBFLOORS, NEW CARPET, & AC UNIT. 2025 Updates: NEW ROOF over entire home, shed and carport & MASTER BATH UPDATED. Laundry room outside and WASHER DRYER INCLUDED, WORK SHOP, & TWO CARE CARPORT. Electric bill is $100 monthly, water, sewer and trash & LAWN CARE are included in the $229 monthly HOA FEE. Come enjoy the community pool, community fun and cruise with your golf cart throughout the community. Just 15 minutes to downtown ST PETERSBURG, 20 minutes to downtown SARASOTA and BRADENTON. 30 MINUTES TO THE BEACH!! This place is amazing, come get what you deserve, your own piece of FLORIDA
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,170
Sqft
0.1 ac
Lot size
1972
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,582 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,582/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.8%
$/sqft vs Palmetto actives
$153 vs $205
Days on market
39 vs 55 typical
Where $153/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
220 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 49TH STREET E UNIT 45
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$130,000
420 49TH STREET E UNIT 145 · same community
3 bd · 2 ba · 1,152 sqft · $113/sqft · 174 DOM
Sold · Apr ’26$110,000
420 49TH STREET E UNIT 48 · same community
3 bd · 2 ba · 1,296 sqft · $85/sqft · 27 DOM
Sold · Oct ’25$55,000
420 49TH STREET E UNIT 63 · same community
2 bd · 1 ba · 672 sqft · $82/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 420 49TH STREET E UNIT 45 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 49TH STREET E UNIT 45 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
420 49TH STREET E UNIT 45 FAQs
What would the monthly payment be for 420 49TH STREET E UNIT 45?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,582/mo — principal and interest, the actual property-tax bill, the $229/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 420 49TH STREET E UNIT 45?+
The association fee works out to $229 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 420 49TH STREET E UNIT 45?+
The most recent tax bill on record (2025) was $725. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 420 49TH STREET E UNIT 45?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $179,000, this home is listed about 55% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 420 49TH STREET E UNIT 45?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$179,000 is 51% below the PALMETTO 34221 median of $364,950, and at $153/sqft it sits under the Palmetto average of $234.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $189,000, now $179,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANTANA AND COMPANY REAL ESTATE · Ruth Santana. MLS #TB8522433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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