David Ramirez
$779,900$799,0003 bd3 ba2,929 sqft$266 /sqft$6,041 /mo all-in ↓

5510 PANELLA COURT, PALMETTO, FL, 34221

Active143 days on marketListed Mar 16, 2026MLS #A4686394

Reduced $19KSingle Family ResidenceARTISAN LAKES ESPLANADE PH V SUBPH D & E

About this home

5510 PANELLA COURT

5510 Panella Court, Palmetto, FL — Luxury Living, Impeccably Delivered. Seller's Motivated! Built in 2022 by Taylor Morrison, this magnificent Pallazio floor plan offers nearly 3,000 square feet of refined living space across 3 bedrooms, 3 full bathrooms, and a 3-car tandem garage — all nestled within Taylor Morrison's Esplanade at Artisan Lakes on a private cul-de-sac of just eight homes. Set against breathtaking preserve views, this residence delivers a rare harmony of privacy, serenity, and natural beauty. Every inch of this home reflects thoughtful craftsmanship — from the extended paver driveway and crown molding to designer paint, upgraded flooring, plantation shutters, electric shades, and custom lighting. The gourmet kitchen stuns with a grand center island, Italian porcelain tile backsplash, pot filler, walk-in pantry, and premium stainless-steel appliances, flowing seamlessly into the gathering and dining areas. The owner's suite is a true retreat — double-door entry, a custom walk-in closet, and a spa-inspired bath with dual vanities and an oversized shower. Two additional guest suites, one with its own ensuite, both exceptional comfort for family or guests. Outside, the screened lanai and custom outdoor kitchen create an entertainer's paradise, while preserve views and a fully fenced backyard deliver year-round tranquility. Whole-house surround sound, central vacuum, water softener, and epoxy garage floors round out an impressive list of upgrades. At Esplanade, two resort-style pools, championship pickleball and tennis courts, private fitness training, massage services, and a packed social calendar make every day feel like a vacation. Anna Maria Island, Sarasota, Tampa, and award-winning Gulf beaches are all just minutes away. This is refined Florida living at its absolute finest — schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,929

Sqft

0.22 ac

Lot size

3

Garage

2022

Year built

One

Levels

$266

Per sqft

Trees/Woods viewNegotiable

Inside

FlooringLaminate · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range Hood · Tankless Water Heater · Touchless Faucet · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$520/mo
Taxes (2025)$10,328/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,041 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,208
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$861
HOA fee — from the listing$520
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,990
Interest rate6.00%
Loan term

Estimated payment

$6,041/mo

Principal & interest$4,208
PMI (est., until 20% equity)$292
Property taxes (actual bill)$861
HOA / condo fee$520
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $780K
$705KedgeAI estimate $749,409 · range $734K$757K$811K

vs edgeAI estimate

+4.1%

$/sqft vs Palmetto actives

$266 vs $209

Days on market

143 vs 56 typical

Where $266/sqft sits among the 400 Palmetto actives

97
141
74 · this home
38
14
36
$122–173$173–223$223–273$273–324$324–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 5510 PANELLA COURT

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$350K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

222 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $779,900 $19K
Mar 16, 2026Listed at $799,000 · 143 days on market since
2022Built · ARTISAN LAKES ESPLANADE PH V SUBPH D & E

Reality check

What actually sold near 5510 PANELLA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4936 CASERTA COURTSold · Dec ’25

$612,500

4936 CASERTA COURT · same community

3 bd · 3 ba · 2,410 sqft · $254/sqft · 85 DOM

5523 ORSELLO STREETSold · Oct ’25

$635,000

5523 ORSELLO STREET · same community

3 bd · 3 ba · 2,363 sqft · $269/sqft · 20 DOM

7438 SEA MANATEE STREETSold · Jun ’26

$559,990

7438 SEA MANATEE STREET

4 bd · 4 ba · 3,099 sqft · $181/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5510 PANELLA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5510 PANELLA COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5510 PANELLA COURT FAQs

What would the monthly payment be for 5510 PANELLA COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,041/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5510 PANELLA COURT?+

The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5510 PANELLA COURT?+

The most recent tax bill on record (2025) was $10,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5510 PANELLA COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $779,900, this home is listed about 97% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.

Which schools are assigned to 5510 PANELLA COURT?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$779,900 runs 111% above the PALMETTO 34221 median — but at 2,929 sqft it's also 52% larger than the typical Palmetto listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

143 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $799,000, now $779,900 — a $19K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Cynthia Vazquez Lane. MLS #A4686394.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5510 PANELLA COURT, PALMETTO, FL — 3 Bed, 3 Bath — $779,900 | CENTURY 21 Edge