3514 LAKE BAYSHORE DRIVE UNIT K-108, BRADENTON, FL, 34205
Active144 days on marketListed Mar 16, 2026MLS #A4686299
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About this home
3514 LAKE BAYSHORE DRIVE UNIT K-108
PRICED TO SELL!!! FURNISHED first-floor 2 bed/2 bath condo in the desirable 55+ Bayshore community where your parking spot is steps from your front door! Welcome to easy Florida living! This inviting residence offers a comfortable and functional layout with abundant natural light, a spacious living and dining area and a well-appointed kitchen with ample cabinetry. The generously sized primary bedroom has a large walk-in closet, and the ensuite bathroom is completely redone. There’s a second bedroom and full bathroom making it perfect for guests. Enjoy relaxing mornings or peaceful evenings on the screened lanai. Residents enjoy access to community amenities including a heated pool, clubhouse, and scenic walking paths around the lake. Conveniently located near shopping, dining, medical facilities, and just a short drive to the beautiful Gulf beaches of Anna Maria Island. Whether you're looking for a seasonal getaway, full-time residence, or investment opportunity, this charming condo offers exceptional value in a welcoming community. Highlights include: first floor walk-up with assigned parking space just outside the unit, roof was redone by association about 2 years ago. Laundry Hookups in unit. SOLD FURNISHED - except for a few select personal items.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,144
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$74
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,464 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,464/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.4%
$/sqft vs BAYSHORE ON THE LAKE APTS II SEC 3
$74 vs $104
Days on market
144 vs 55 typical
Where $74/sqft sits among the 7 homes for sale in BAYSHORE ON THE LAKE APTS II SEC 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 7
BAYSHORE ON THE LAKE APTS II SEC 3 have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3514 LAKE BAYSHORE DRIVE UNIT K-108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$70,000
3682 LAKE BAYSHORE DRIVE UNIT k402 · same community
2 bd · 2 ba · 1,144 sqft · $61/sqft · 244 DOM
Sold · May ’26$109,000
3756 LAKE BAYSHORE DRIVE UNIT K-509 · same community
2 bd · 2 ba · 1,144 sqft · $95/sqft · 132 DOM
Sold · Oct ’25$153,000
3740 LAKE BAYSHORE DRIVE UNIT 501 · same community
2 bd · 2 ba · 1,144 sqft · $134/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3514 LAKE BAYSHORE DRIVE UNIT K-108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3514 LAKE BAYSHORE DRIVE UNIT K-108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3514 LAKE BAYSHORE DRIVE UNIT K-108 FAQs
What would the monthly payment be for 3514 LAKE BAYSHORE DRIVE UNIT K-108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,464/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3514 LAKE BAYSHORE DRIVE UNIT K-108?+
The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3514 LAKE BAYSHORE DRIVE UNIT K-108?+
The most recent tax bill on record (2024) was $2,292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3514 LAKE BAYSHORE DRIVE UNIT K-108?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $85,000, this home is listed about 78% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Under the Bradenton market on paper
$85,000 is 78% below the Bradenton median of $389,650, and at $74/sqft it sits under the Bradenton average of $263.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
144 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $99,000, now $85,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Missy Carpenter. MLS #A4686299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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