3534 LAKE BAYSHORE DRIVE UNIT K118, BRADENTON, FL, 34205
Active193 days on marketListed Jan 26, 2026MLS #A4679503
About this home
3534 LAKE BAYSHORE DRIVE UNIT K118
THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING OUR PREFERRED LENDER! Welcome to easy Florida living in this first-floor, 2-bedroom, 1-bath condo located in the sought-after Bayshore on the Lake 55+ community in Bradenton. The open floor plan features a tiled foyer, ceiling fans, and a spacious great room with sliders leading to an enclosed lanai—perfect for relaxing year-round. The kitchen offers a tray ceiling and a convenient built-in desk, ideal for everyday organization. The primary bedroom includes a walk-in closet, private slider to the lanai, and an ensuite bath with dual access from the great room. Bedroom two features a large closet, while the enclosed lanai provides an oversized storage closet for added convenience. Bayshore on the Lake offers a maintenance-free lifestyle with resort-style amenities including a clubhouse, outdoor pool and spa, library, shuffleboard courts, fishing lakes, picnic and BBQ areas, and multi-purpose meeting rooms. A full-time activities director coordinates social clubs and events, creating a vibrant and active community atmosphere. Ideally located just minutes from Bradenton, Sarasota, and the Gulf beaches—and only 15 minutes to Sarasota-Bradenton International Airport—this is carefree Florida living at its best.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
960
Sqft
0 ac
Lot size
1980
Year built
Two
Levels
$55
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−50.8%
$/sqft vs BAYSHORE ON THE LAKE APTS II SEC 3
$55 vs $104
Days on market
193 vs 55 typical
Where $55/sqft sits among the 7 homes for sale in BAYSHORE ON THE LAKE APTS II SEC 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 7
BAYSHORE ON THE LAKE APTS II SEC 3 have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3534 LAKE BAYSHORE DRIVE UNIT K118
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$75,000
3772 LAKE BAYSHORE DRIVE UNIT K-517 · same community
2 bd · 1 ba · 960 sqft · $78/sqft · 13 DOM
Sold · Apr ’26$72,000
3774 LAKE BAYSHORE DRIVE UNIT k518 · same community
2 bd · 1 ba · 960 sqft · $75/sqft · 77 DOM
Sold · Feb ’26$69,000
3528 LAKE BAYSHORE DRIVE UNIT K-115 · same community
2 bd · 1 ba · 912 sqft · $76/sqft · 336 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3534 LAKE BAYSHORE DRIVE UNIT K118 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3534 LAKE BAYSHORE DRIVE UNIT K118 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3534 LAKE BAYSHORE DRIVE UNIT K118 FAQs
What would the monthly payment be for 3534 LAKE BAYSHORE DRIVE UNIT K118?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3534 LAKE BAYSHORE DRIVE UNIT K118?+
The most recent tax bill on record (2024) was $1,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3534 LAKE BAYSHORE DRIVE UNIT K118?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $53,000, this home is listed about 86% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Bradenton market on paper
$53,000 is 86% below the Bradenton median of $389,650, and at $55/sqft it sits under the Bradenton average of $263.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
193 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $75,000, now $53,000 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Brandi Furlan. MLS #A4679503.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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